Business Talk – Standard Bank’s Yvonne Perumal on the importance of trust and compliance in insurance
In this Business Talk with Michael Avery interview, Yvonne Perumal discusses insurance, AI, and consumer protection in South Africa.
Perumal is the Head of Legal at Standard Bank’s Insurance and Asset Management Business Unit and leads legal functions across Liberty’s insurance and asset management businesses.
She provides strategic legal counsel on complex commercial, regulatory, governance, and risk matters across Liberty’s operations in Africa.
While working at Liberty, she has played an instrumental role in multiple landmark transactions, including Standard Bank’s acquisition of Liberty and the Liberty Two Degrees buyout.
Perumal boasts over two decades of experience working in the financial services industry, having held leadership roles in legal, corporate affairs, stakeholder management, and business development.
Prior to joining Liberty in 2005, she worked as Company Secretary and Head of Legal and Compliance at Swiss Re Africa.
Perumal holds a Master of Laws and a Certificate in Finance and Accounting from the University of the Witwatersrand, a Post Graduate Diploma in Financial Planning from the University of the Free State, and both a Bachelor of Laws and a Bachelor of Arts from the University of KwaZulu-Natal.
The interview
In this Business Talk interview, Perumal discusses why insurance depends on legal trust and outlines how South Africa’s regulatory framework works.
Perumal notes how Liberty protects customers when leveraging new technologies, such as AI in cybersecurity and data governance.
She also touches on insurance and economic resilience and how they balance innovation with regulatory requirements.
Perumal concludes the interview by sharing her thoughts on the future of insurance regulation in South Africa.
Watch the interview with Yvonne Perumal below.
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