Samsung Pay officially launched in South Africa in August, offering Absa and Standard Bank clients the ability to use their smartphones to make card purchases.
What sets it apart from other mobile payment apps is its support for card payment terminals that are already installed at shops and restaurants around the world.
The card machine also doesn’t necessarily need to support contactless “tap-and-go” payments for Samsung Pay to work. For payment terminals without the near field communications (NFC) technology used in contactless cards, Samsung has a technology it calls Magnetic Secure Transmission (MST).
MST allows devices which support Samsung Pay to create a magnetic field which mimics the swipe of a bank card on a card terminal.
As this requires special hardware in the device, the following smartphones currently support Samsung Pay:
- Samsung Galaxy S7 and S7 Edge
- Samsung Galaxy S8 and S8+
- Samsung Galaxy S9 and S9+
- Samsung Galaxy Note8
- Samsung Galaxy Note9
- Samsung Galaxy A5 (2017)
- Samsung Galaxy A7 (2017)
- Samsung Galaxy A8
Setting up Samsung Pay
To set up Samsung Pay, you must first download the app from the Google Play store.
When you launch the app for the first time, it will need to connect the Internet to download a set of files from Samsung.
After Samsung Pay is installed and updated, it will guide you through the set-up process:
- Configure security — specify a PIN or password, and choose whether to use your fingerprint or iris as an alternative method to authenticate payments.
- Add a card by scanning it via NFC, or with the phone’s camera.
- Fill in any required information not populated with the scan, such as your CVV number.
- Enter the one-time PIN sent by your bank to activate the card.
Once your card has been added and activated, you can start using Samsung Pay to make payments.
MyBroadband editor-at-large Jan Vermeulen details how to set up Samsung Pay in the video below.
This article was published in partnership with Samsung.