“It\u2019s true that vehicle accidents and minor collisions happen every now and then,” said Blaauw.<\/p>\n “Should you be involved in an accident and follow-up investigations indicate that the tread on your vehicle tyres is less than the legal limit, your insurer will have grounds to reject your claim.”<\/p>\n “Most insurers classify smart watches which work in conjunction with a cell phone or another device as an accessory to a communication device.”<\/p>\n “While some may even function as a communication device, you need to check with your insurer whether your smart watch is covered under \u2018personal clothing and effects\u2019 or whether it needs to be specified in your personal insurance policy.”<\/p>\n “When the card-type driver\u2019s licenses were introduced, all people in possession of the old \u2018code 8\u2019 license were automatically converted to code \u2018EB\u2019 which would allow the driver to tow a caravan or trailer weighing more than 750 kg,” said Blaauw.<\/p>\n “Vehicle drivers who obtained a \u2018B\u2019 license after the conversion may now incorrectly assume that they are licensed to tow a caravan when in fact, they are not.”<\/p>\n According to Blaauw, drivers need to be aware that an ordinary driver\u2019s licence (code B) only allows them to tow a trailer with a gross vehicle mass (GVM) less than 750kg.<\/p>\n “For anything larger, such as a caravan, a code EB license is required. Licence codes EC1 and EC also allows for towing GVM in excess of 750kg. If you are found to be in contravention of these regulations, your claim could be rejected.”<\/p>\n “At some time or another almost everyone misplaces their house or car keys and the reality is, some sets of car keys can cost anything upwards of R700,” said Blaauw.<\/p>\n “That\u2019s why it\u2019s important to ensure you have a spare set of keys in a safe place and to check if your insurer would cover the costs of replacing your keys (something they may well do).”<\/p>\n![\"\"](\"https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2017\/01\/Tyre.jpg\")
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\nIs your smart watch an accessory or a communication device?<\/strong><\/h3>\n
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\nCheck your driver\u2019s licence and your trailer<\/strong><\/h3>\n
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\nLost keys? Check your insurance cover<\/strong><\/h3>\n
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\nBroken windows and mirrors? What does the policy contract say?<\/strong><\/h3>\n