{"id":45104,"date":"2013-09-02T09:03:16","date_gmt":"2013-09-02T07:03:16","guid":{"rendered":"http:\/\/businesstech.co.za\/news\/?p=45104"},"modified":"2013-09-02T10:28:18","modified_gmt":"2013-09-02T08:28:18","slug":"fnb-eyes-instant-messaging-transfers","status":"publish","type":"post","link":"https:\/\/businesstech.co.za\/news\/banking\/45104\/fnb-eyes-instant-messaging-transfers\/","title":{"rendered":"FNB eyes instant messaging transfers"},"content":{"rendered":"

First National Bank (FNB<\/a>) has registered a patent in South Africa for a method of transferring money using an instant messaging service and has included the functionality in its smartphone app.<\/p>\n

This is according to the head of FNB Connect, Farren Roper<\/a>.<\/p>\n

Roper said that although instant messaging and mobile banking on their own aren\u2019t patentable, the combination of the two is what makes the technology unique and patentable.<\/p>\n

Users of the FNB app can send money to a contact as an instant message in much the same way as they would send a photo.<\/p>\n

Funds are sent from and received to an FNB eWallet, a service which is open to non-FNB customers and linked to your cellphone number.<\/p>\n

Users that aren\u2019t FNB customers can only load money into their eWallet at an FNB ATM that supports automated deposits (FNB ADT) after registering at an FNB EasyPlan branch.<\/p>\n

FNB promises that this registration is an easy process and that it only requires a green bar-coded South African identity book.<\/p>\n

According to FNB CEO, Michael Jordaan<\/a>, while the patent for the technology may seem like a small thing now, it will hold significance for the bank in the future.<\/p>\n

\"Michael<\/a>

Michael Jordaan IM transfer tweet<\/p><\/div>\n

More on FNB<\/h3>\n

FNB tops 175,000 smart devices<\/strong><\/a><\/p>\n

FNB, Cell C deal rumour creates buzz<\/strong><\/a><\/p>\n

FNB dangles uncapped ADSL carrot<\/a><\/strong><\/p>\n

FNB a digital-only bank?<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

First National Bank (FNB) has registered a patent in South Africa for a method of transferring money using an instant messaging service and has included the functionality in its smartphone app.<\/p>\n","protected":false},"author":12,"featured_media":45105,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sma_x_autopost_status":"idle","_sma_x_autopost_error":"","_sma_x_post_id":"","_sma_x_attempts":0,"footnotes":""},"categories":[961],"tags":[5242,76,26,2298,6559,141],"class_list":["post-45104","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","tag-e-wallet","tag-fnb","tag-headline","tag-instant-messaging","tag-money-transfer","tag-patent"],"_links":{"self":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/45104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/comments?post=45104"}],"version-history":[{"count":3,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/45104\/revisions"}],"predecessor-version":[{"id":45114,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/45104\/revisions\/45114"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media\/45105"}],"wp:attachment":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media?parent=45104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/categories?post=45104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/tags?post=45104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}