{"id":486803,"date":"2021-04-30T06:57:47","date_gmt":"2021-04-30T04:57:47","guid":{"rendered":"https:\/\/businesstech.co.za\/news\/?p=486803"},"modified":"2021-04-30T06:57:47","modified_gmt":"2021-04-30T04:57:47","slug":"three-employee-benefits-your-employer-may-provide-and-which-you-should-really-use","status":"publish","type":"post","link":"https:\/\/businesstech.co.za\/news\/industry-news\/486803\/three-employee-benefits-your-employer-may-provide-and-which-you-should-really-use\/","title":{"rendered":"Three employee benefits your employer may provide &#8211; and which you should really use"},"content":{"rendered":"<p>Your benefits package from Alexander Forbes is not limited to the workplace, as it provides holistic financial and health support for you and your entire family.<\/p>\n<p>Typically, a benefits programme not only includes financial advice and services but also health advice and services.<\/p>\n<ul>\n<li><a href=\"https:\/\/connect.alexanderforbes.co.za\/count-on-our-advice?utm_source=Article&amp;utm_campaign=BusinessTech_April\" target=\"_blank\" rel=\"noopener\"><strong>Click here to learn more about Alexander Forbes.<\/strong><\/a><\/li>\n<\/ul>\n<p>At Alexander Forbes, we personalise the benefits package offered by your employer, which means one or all of the following additional benefits may be available to you:<\/p>\n<h3 class=\"my-4\">1) Life cover for your spouse<\/h3>\n<p>In addition to life cover that pays out if you pass away, you can also cover your spouse under the same policy.<\/p>\n<p>This means that if something should happen to either breadwinner, your family is protected.<\/p>\n<h3 class=\"my-4\">2) Alexander Forbes education benefit<\/h3>\n<p>Managed by the Alexander Forbes Trust &amp; Beneficiary Fund Services, this benefit covers the education and living costs of your minor children in the event of your death before retirement age.<\/p>\n<p>This is a crucial complementary product to normal life cover, as it ensures your children\u2019s future.<\/p>\n<h3 class=\"my-4\">3) Mental and emotional support<\/h3>\n<p>Modern life is stressful and statistics show that mental and social disorders are rising rapidly.<\/p>\n<p>These include anxiety and panic, financial stress and pressure, depression, poor family relations, feelings of suicide, and substance abuse.<\/p>\n<p>Timely and effective support can prevent the normal demands of life from turning into serious mental and emotional issues.<\/p>\n<h3 class=\"my-4\">How your group benefits work for you<\/h3>\n<p>Your benefits package can provide a range of products and services, which can safeguard both your financial and physical and emotional well-being.<\/p>\n<p>However, not all benefits packages are equal.<\/p>\n<p>At <strong><a href=\"https:\/\/connect.alexanderforbes.co.za\/count-on-our-advice?utm_source=Article&amp;utm_campaign=BusinessTech_April\" target=\"_blank\" rel=\"noopener\">Alexander Forbes<\/a><\/strong>, we partner with your employer to design a personalised benefits package to target your needs.<\/p>\n<p>This means you can ask your employer to add relevant services, such as those discussed earlier, to your package.<\/p>\n<p>Additionally, the financial advice you receive will always be tailored to your and your family\u2019s particular needs and circumstances.<\/p>\n<p>Your group risk products, such as life and disability cover, are generally priced at institutional rates.<\/p>\n<p>This means you benefit from lower fees due to group economies of scale.<\/p>\n<p>You would not necessarily have access to this pricing without going for a medical if you tried to source this in your individual capacity.<\/p>\n<p>This is why it\u2019s worth your time to fully understand the benefits your employer offers, and make full use of them.<\/p>\n<p>To ensure your financial and physical well-being \u2013 count on your employee benefits.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your benefits package from Alexander Forbes is not limited to the workplace, as it provides holistic financial and health support for you and your entire family.<\/p>\n","protected":false},"author":57,"featured_media":486805,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10459],"tags":[6280],"class_list":["post-486803","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-news","tag-alexander-forbes"],"_links":{"self":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/486803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/users\/57"}],"replies":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/comments?post=486803"}],"version-history":[{"count":3,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/486803\/revisions"}],"predecessor-version":[{"id":486809,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/486803\/revisions\/486809"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media\/486805"}],"wp:attachment":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media?parent=486803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/categories?post=486803"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/tags?post=486803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}