{"id":492951,"date":"2021-05-24T16:53:51","date_gmt":"2021-05-24T14:53:51","guid":{"rendered":"https:\/\/businesstech.co.za\/news\/?p=492951"},"modified":"2021-05-24T16:53:51","modified_gmt":"2021-05-24T14:53:51","slug":"medical-aid-prices-in-2021-discovery-vs-bonitas-vs-momentum-and-others","status":"publish","type":"post","link":"https:\/\/businesstech.co.za\/news\/finance\/492951\/medical-aid-prices-in-2021-discovery-vs-bonitas-vs-momentum-and-others\/","title":{"rendered":"Medical aid prices in 2021: Discovery vs Bonitas vs Momentum and others"},"content":{"rendered":"

Following a six month freeze on contributions for 2021, South Africa’s largest medical aid scheme, Discovery Health, has announced price changes which will come into effect from July.<\/p>\n

Discovery’s plans will increase at a rate of 5.9% across the board. Taking into account the 0% hike for the first six months of the year, this translates to an effective increase of 3% for the year.<\/p>\n

The medical scheme is the biggest in South Africa, with 1.34 million members recorded in 2020, and 2.8 million beneficiaries.<\/p>\n

This is four times bigger than any other open medical scheme, with Bonitas following at a distant second place with just under 340,000 members and 720,000 beneficiaries.<\/p>\n

5 Biggest Open Medical Schemes (2020)<\/strong><\/p>\n

\n
\n\n\n\n\n\n\n\n
Scheme<\/th>\nType<\/th>\nMembers<\/th>\nBeneficiaries<\/th>\n<\/tr>\n
Discovery Health<\/td>\nOpen<\/td>\n1 342 758<\/td>\n2 795 107<\/td>\n<\/tr>\n
Bonitas<\/td>\nOpen<\/td>\n336 651<\/td>\n718 919<\/td>\n<\/tr>\n
Momentum Health<\/td>\nOpen<\/td>\n156 841<\/td>\n298 829<\/td>\n<\/tr>\n
Medihelp<\/td>\nOpen<\/td>\n94 084<\/td>\n205 438<\/td>\n<\/tr>\n
Bestmed Medical Scheme<\/td>\nOpen<\/td>\n94 527<\/td>\n197 956<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n
\n

\"\"<\/a><\/p>\n

Discovery<\/strong><\/p>\n

Discovery will implement a 5.9% increase across all plans, effective 1 July 2021. This is how the prices will change:<\/p>\n

Executive<\/strong><\/p>\n

\n
\n\n\n\n
Plan<\/th>\nJan – Jun 2020<\/th>\nJul – Dec 2021<\/th>\n% change<\/th>\n<\/tr>\n
Executive Plan<\/td>\nR7 257<\/td>\nR7 688<\/td>\n5.9%<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n

Comprehensive<\/strong><\/p>\n

\n
\n\n\n\n\n\n\n\n
Plan<\/th>\nJan – Jun 2020<\/th>\nJul – Dec 2021<\/th>\n% change<\/th>\n<\/tr>\n
Classic Comprehensive<\/td>\nR5 954<\/td>\nR6 309<\/td>\n5.9%<\/td>\n<\/tr>\n
Classic Delta Comprehensive<\/td>\nR5 362<\/td>\nR5 681<\/td>\n5.9%<\/td>\n<\/tr>\n
Essential Comprehensive<\/td>\nR5 003<\/td>\nR5 301<\/td>\n5.9%<\/td>\n<\/tr>\n
Essential Delta Comprehensive<\/td>\nR4 507<\/td>\nR4 775<\/td>\n5.9%<\/td>\n<\/tr>\n
Classic Smart Comprehensive<\/td>\nR4 327<\/td>\nR4 585<\/td>\n5.9%<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n

Priority<\/strong><\/p>\n

\n
\n\n\n\n\n
Plan<\/th>\nJan – Jun 2020<\/th>\nJul – Dec 2021<\/th>\n% change<\/th>\n<\/tr>\n
Classic Priority<\/td>\nR3 814<\/td>\nR4 041<\/td>\n5.9%<\/td>\n<\/tr>\n
Essential Priority<\/td>\nR3 278<\/td>\nR3 472<\/td>\n5.9%<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n

Saver<\/strong><\/p>\n

\n
\n\n\n\n\n\n\n\n
Plan<\/th>\nJan – Jun 2020<\/th>\nJul – Dec 2021<\/th>\n% change<\/th>\n<\/tr>\n
Classic Saver<\/td>\nR3 290<\/td>\nR3 485<\/td>\n5.9%<\/td>\n<\/tr>\n
Classic Delta Saver<\/td>\nR2 628<\/td>\nR2 784<\/td>\n5.9%<\/td>\n<\/tr>\n
Essential Saver<\/td>\nR2 615<\/td>\nR2 770<\/td>\n5.9%<\/td>\n<\/tr>\n
Essential Delta Saver<\/td>\nR2 085<\/td>\nR2 209<\/td>\n5.9%<\/td>\n<\/tr>\n
Coastal Saver<\/td>\nR2 608<\/td>\nR2 763<\/td>\n5.9%<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n

Smart<\/strong><\/p>\n

\n
\n\n\n\n\n
Plan<\/th>\nJan – Jun 2020<\/th>\nJul – Dec 2021<\/th>\n% change<\/th>\n<\/tr>\n
Classic Smart<\/td>\nR1 954<\/td>\nR2 070<\/td>\n5.9%<\/td>\n<\/tr>\n
Essential Smart<\/td>\nR1 400<\/td>\nR1 483<\/td>\n5.9%<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n

Core<\/strong><\/p>\n

\n
\n\n\n\n\n\n\n\n
Plan<\/th>\nJan – Jun 2020<\/th>\nJul – Dec 2021<\/th>\n% change<\/th>\n<\/tr>\n
Classic Core<\/td>\nR2 449<\/td>\nR2 594<\/td>\n5.9%<\/td>\n<\/tr>\n
Classic Delta Core<\/td>\nR1 960<\/td>\nR2 076<\/td>\n5.9%<\/td>\n<\/tr>\n
Essential Core<\/td>\nR2 104<\/td>\nR2 229<\/td>\n5.9%<\/td>\n<\/tr>\n
Essential Delta Core<\/td>\nR1 681<\/td>\nR1 781<\/td>\n5.9%<\/td>\n<\/tr>\n
Coastal Core<\/td>\nR1 946<\/td>\nR2 062<\/td>\n5.9%<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n

KeyCare<\/strong><\/p>\n

\n
\n\n\n\n\n\n\n\n\n\n\n\n
Plan<\/th>\nJan – Jun 2020<\/th>\nJul – Dec 2021<\/th>\n% change<\/th>\n<\/tr>\n
KeyCare Plus 0 – 8 550<\/td>\nR1 207<\/td>\nR1 279<\/td>\n5.9%<\/td>\n<\/tr>\n
KeyCare Plus 8 551 – 13 800<\/td>\nR1 659<\/td>\nR1 758<\/td>\n5.9%<\/td>\n<\/tr>\n
KeyCare Plus 13 801+<\/td>\nR2 450<\/td>\nR2 595<\/td>\n5.9%<\/td>\n<\/tr>\n
KeyCare Core 0 – 8 550<\/td>\nR949<\/td>\nR1 005<\/td>\n5.9%<\/td>\n<\/tr>\n
KeyCare Core 8 551 – 13 800<\/td>\nR1 183<\/td>\nR1 253<\/td>\n5.9%<\/td>\n<\/tr>\n
KeyCare Core 13 801+<\/td>\nR1 809<\/td>\nR1 916<\/td>\n5.9%<\/td>\n<\/tr>\n
KeyCare Start 0 – 9 150<\/td>\nR914<\/td>\nR968<\/td>\n5.9%<\/td>\n<\/tr>\n
KeyCare Start 9 151 – 13 800<\/td>\nR1 538<\/td>\nR1 629<\/td>\n5.9%<\/td>\n<\/tr>\n
KeyCare Start 13 801+<\/td>\nR2 394<\/td>\nR2 536<\/td>\n5.9%<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n
\n

\"\"<\/a><\/p>\n

Bonitas<\/strong><\/p>\n

South Africa\u2019s second-largest open medical aid scheme, Bonitas, announced a weighted increase of 4.6% across all its plans for 2021 \u2013 ranging between 0% and 7%. The only plan to see a fee freeze is the BonFit Select plan, while the more comprehensive plans see the largest increases.<\/p>\n

The group has also introduced two new plans for 2021.\u00a0 The plans: BonStart and BonStart Plus, are designed for economically active singles or couples, living in the larger metros.<\/p>\n

\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Plan<\/th>\n2020<\/th>\n2021<\/th>\n% change<\/th>\n<\/tr>\n
BonComprehensive<\/td>\nR7 207<\/td>\nR7 715<\/td>\n7.0%<\/td>\n<\/tr>\n
BonClassic<\/td>\nR5 003<\/td>\nR5 330<\/td>\n6.5%<\/td>\n<\/tr>\n
BonComplete<\/td>\nR4 009<\/td>\nR4 291<\/td>\n7.0%<\/td>\n<\/tr>\n
BonSave<\/td>\nR2 723<\/td>\nR2 847<\/td>\n4.6%<\/td>\n<\/tr>\n
BonFit Select<\/td>\nR2 152<\/td>\nR2 152<\/td>\n–<\/td>\n<\/tr>\n
Standard<\/td>\nR3 888<\/td>\nR4 044<\/td>\n4.0%<\/td>\n<\/tr>\n
Standard Select<\/td>\nR3 368<\/td>\nR3 589<\/td>\n6.6%<\/td>\n<\/tr>\n
Primary<\/td>\nR2 429<\/td>\nR2 537<\/td>\n4.4%<\/td>\n<\/tr>\n
Primary Select<\/td>\nR2 065<\/td>\nR2 180<\/td>\n5.6%<\/td>\n<\/tr>\n
Hospital Standard<\/td>\nR2 284<\/td>\nR2 434<\/td>\n6.6%<\/td>\n<\/tr>\n
BonEssential<\/td>\nR1 877<\/td>\nR1 962<\/td>\n4.5%<\/td>\n<\/tr>\n
BonEssential Select<\/td>\nR1 602<\/td>\nR1 675<\/td>\n4.6%<\/td>\n<\/tr>\n
BonCap 0-8520<\/td>\nR1 159<\/td>\nR1 212<\/td>\n4.6%<\/td>\n<\/tr>\n
BonCap 8521-13840<\/td>\nR1 372<\/td>\nR1 434<\/td>\n4.5%<\/td>\n<\/tr>\n
BonCap 13841-18900<\/td>\nR2 210<\/td>\nR2 311<\/td>\n4.6%<\/td>\n<\/tr>\n
BonCap 18901+<\/td>\nR2 714<\/td>\nR2 837<\/td>\n4.5%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
NEW<\/strong> BonStart<\/td>\n–<\/td>\nR1 452<\/td>\n–<\/td>\n<\/tr>\n
NEW<\/strong> BonStart Plus<\/td>\n–<\/td>\nR1 731<\/td>\n–<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n
\n

\"\"<\/a><\/p>\n

Momentum<\/strong><\/p>\n

Momentum Medical Scheme is the third-largest open medical aid scheme in South Africa and announced a weighted average annual contribution increase of 3.9% for 2021.<\/p>\n

The figures below are the starting prices<\/strong>, with more variety offered in each plan grouping.<\/p>\n

\n
\n\n\n\n\n\n\n\n\n
Plan<\/th>\n2020<\/th>\n2021<\/th>\n% change<\/th>\n<\/tr>\n
Evolve<\/td>\nR1 294<\/td>\nR1 345<\/td>\n3.9%<\/td>\n<\/tr>\n
Custom<\/td>\nR1 642<\/td>\nR1 706<\/td>\n3.9%<\/td>\n<\/tr>\n
Incentive<\/td>\nR2 141<\/td>\nR2 224<\/td>\n3.9%<\/td>\n<\/tr>\n
Extender<\/td>\nR5 033<\/td>\nR5 231<\/td>\n3.9%<\/td>\n<\/tr>\n
Summit<\/td>\nR10 187<\/td>\nR10 642<\/td>\n4.5%<\/td>\n<\/tr>\n
Ingwe<\/td>\nR432<\/td>\nR455<\/td>\n5.3%<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n
\n

\"\"<\/a><\/p>\n

MediHelp<\/strong><\/p>\n

MediHelp’s increases for the year range between 5.8% and 6.4%. The group offers networked (N) and non-networked (NN) on its Prime schemes, which offer reduce rates for using scheme-networked healthcare providers. Prices for 2021 are as follows:<\/p>\n

\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Plan<\/th>\n2020<\/th>\n2021<\/th>\n% change<\/th>\n<\/tr>\n
Prime 1 N<\/td>\nR1 626<\/td>\nR1 722<\/td>\n5.9%<\/td>\n<\/tr>\n
Prime 1 NN<\/td>\nR2 082<\/td>\nR2 202<\/td>\n5.8%<\/td>\n<\/tr>\n
Prime 2 N<\/td>\nR2 160<\/td>\nR2 286<\/td>\n5.8%<\/td>\n<\/tr>\n
Prime 2 NN<\/td>\nR2 772<\/td>\nR2 934<\/td>\n5.8%<\/td>\n<\/tr>\n
Prime 3 N<\/td>\nR2 964<\/td>\nR3 138<\/td>\n5.9%<\/td>\n<\/tr>\n
Prime 3 NN<\/td>\nR3 618<\/td>\nR3 828<\/td>\n5.8%<\/td>\n<\/tr>\n
Unify<\/td>\nR2 598<\/td>\nR2 748<\/td>\n5.8%<\/td>\n<\/tr>\n
Elite Comprehensive<\/td>\nR5 304<\/td>\nR5 610<\/td>\n5.8%<\/td>\n<\/tr>\n
Plus Comprehensive<\/td>\nR9 180<\/td>\nR9 714<\/td>\n5.8%<\/td>\n<\/tr>\n
Necesse 0-600 (students)<\/td>\nR598<\/td>\nR636<\/td>\n6.4%<\/td>\n<\/tr>\n
Necesse 601-11000<\/td>\nR2 208<\/td>\nR2 334<\/td>\n5.7%<\/td>\n<\/tr>\n
Necesse 11001+<\/td>\nR2 574<\/td>\nR2 724<\/td>\n5.8%<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n
\n

\"\"<\/a><\/p>\n

BestMed<\/strong><\/p>\n

BestMed’s increases for the year range between 3.9% and 4.2% for some of the higher-tier packages. The group offers networked (N) and non-networked (NN) on its Beat schemes, which offer reduce rates for using scheme-networked healthcare providers. Prices for 2021 are as follows:<\/p>\n

Beat<\/strong><\/p>\n

\n
\n\n\n\n\n\n\n\n\n\n
Plan<\/th>\n2020<\/th>\n2021<\/th>\n% change<\/th>\n<\/tr>\n
Beat 1 N<\/td>\nR1 454<\/td>\nR1 511<\/td>\n3.9%<\/td>\n<\/tr>\n
Beat 1 NN<\/td>\nR1 617<\/td>\nR1 680<\/td>\n3.9%<\/td>\n<\/tr>\n
Beat 2N<\/td>\nR1 778<\/td>\nR1 847<\/td>\n3.9%<\/td>\n<\/tr>\n
Beat 2 NN<\/td>\nR1 976<\/td>\nR2 053<\/td>\n3.9%<\/td>\n<\/tr>\n
Beat 3 N<\/td>\nR2 697<\/td>\nR2 805<\/td>\n4.0%<\/td>\n<\/tr>\n
Beat 3 NN<\/td>\nR2 997<\/td>\nR3 117<\/td>\n4.0%<\/td>\n<\/tr>\n
Beat 4<\/td>\nR4 685<\/td>\nR4 872<\/td>\n4.0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n

Pace<\/strong><\/p>\n

\n
\n\n\n\n\n\n\n
Plan<\/th>\n2020<\/th>\n2021<\/th>\n% change<\/th>\n<\/tr>\n
Pace 1<\/td>\nR3 930<\/td>\nR4 083<\/td>\n3.9%<\/td>\n<\/tr>\n
Pace 2<\/td>\nR5 566<\/td>\nR5 800<\/td>\n4.2%<\/td>\n<\/tr>\n
Pace 3<\/td>\nR6 390<\/td>\nR6 658<\/td>\n4.2%<\/td>\n<\/tr>\n
Pace 4<\/td>\nR7 983<\/td>\nR8 318<\/td>\n4.2%<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n

Pulse<\/strong><\/p>\n

\n
\n\n\n\n\n\n\n
Plan<\/th>\n2020<\/th>\n2021<\/th>\n% change<\/th>\n<\/tr>\n
Pulse 1 R0-R5500<\/td>\nR1 626<\/td>\nR1 694<\/td>\n4.2%<\/td>\n<\/tr>\n
Pulse 1 R5501-R8500<\/td>\nR1 953<\/td>\nR2 035<\/td>\n4.2%<\/td>\n<\/tr>\n
Pulse 1 R8501+<\/td>\nR2 344<\/td>\nR2 442<\/td>\n4.2%<\/td>\n<\/tr>\n
Pulse 2<\/td>\nR5 770<\/td>\nR6 012<\/td>\n4.2%<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n
\n

Read: Medical aids in the firing line amid calls for all reserves and assets to be handed to the NHI<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Following a six month freeze on contributions for 2021, South Africa’s largest medical aid scheme, Discovery Health, has announced price changes which will come into effect from July.<\/p>\n","protected":false},"author":10,"featured_media":96741,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11121],"tags":[13223,12344,4883,26,12352,6652],"class_list":["post-492951","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-bestmed","tag-bonitas","tag-discovery","tag-headline","tag-medihelp","tag-momentum"],"_links":{"self":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/492951","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/comments?post=492951"}],"version-history":[{"count":10,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/492951\/revisions"}],"predecessor-version":[{"id":567710,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/492951\/revisions\/567710"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media\/96741"}],"wp:attachment":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media?parent=492951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/categories?post=492951"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/tags?post=492951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}