{"id":534036,"date":"2021-11-03T12:52:19","date_gmt":"2021-11-03T10:52:19","guid":{"rendered":"https:\/\/businesstech.co.za\/news\/?p=534036"},"modified":"2021-11-03T13:45:24","modified_gmt":"2021-11-03T11:45:24","slug":"comprehensive-car-insurance-car-insurance-that-covers-all-the-bases","status":"publish","type":"post","link":"https:\/\/businesstech.co.za\/news\/industry-news\/534036\/comprehensive-car-insurance-car-insurance-that-covers-all-the-bases\/","title":{"rendered":"Comprehensive car insurance \u2013 car insurance that covers all the bases"},"content":{"rendered":"<p>So, you\u2019re in the market for car insurance, but there\u2019s a lot of products on offer, all with very different pricing.<\/p>\n<p>Do you take comprehensive insurance or limited cover such as third-party insurance?<\/p>\n<p>While each of these insurance options offer a vital level of protection, there is only one type of insurance policy that covers most eventualities: comprehensive car insurance. Let\u2019s break it down\u2026<\/p>\n<p>Comprehensive car insurance is the highest level of protection you can get for your vehicle.<\/p>\n<p>It covers you against most types of risks &#8211; theft, hijacking, accidents, flood, hail and even intentional damage caused by someone else.<\/p>\n<p>You can even be covered for other people\u2019s loss or damage, if an accident is your fault.<\/p>\n<p>This all-inclusive cover takes into account most of the things that could go wrong, so you can be protected against these possible contingencies.<\/p>\n<p><iframe loading=\"lazy\" style=\"width: 100%; margin-top: 20px;\" src=\"https:\/\/leads.mybroadband.co.za\/outsurance\/\" width=\"100%\" height=\"800px\" frameborder=\"0\" scrolling=\"no\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><\/iframe><\/p>\n<h3 class=\"my-4\"><strong>Why OUT is better than in<\/strong><\/h3>\n<ul>\n<li><strong>An award-winning insurer:<\/strong> OUTsurance has recently been voted as the \u2018coolest insurance company\u2019 in the 2021 Sunday Times GenNext Awards, \u2018best short-term insurance\u2019 in the 2021 City Press Readers\u2019 Choice Awards, and \u2018best car insurance company\u2019 in The Star Readers\u2019 Choice Best of the Best Awards 2020, to name but a few.<\/li>\n<li><strong>A better deal for you<\/strong>: OUTsurance goes all out to save you money on your car insurance. If they can\u2019t, you can ask them for R500. Or R1,500 if you\u2019ve been claim-free and with the same insurer for three years.<\/li>\n<li><strong>Individualised premiums<\/strong>: Your premium is calculated according to your risk profile, so you\u2019re not subsidising high-risk clients. So, if you\u2019re a low-risk client, you may end up paying less.<\/li>\n<li><strong>Fixed excess<\/strong>: You can select a fixed excess, irrespective of the value of your claim. This avoids any nasty surprises, especially when it comes to vehicle theft or write-off claims.<\/li>\n<li><strong>Included OUTbonus<\/strong>: OUTsurance was the first direct insurer to pioneer the concept of money back for remaining claim-free. In fact, in the 2020 calendar year alone, they\u2019ve paid out a total of R520 million in OUTbonuses.<\/li>\n<li><strong>Fast claim settlement<\/strong>: OUTsurance is committed to fast and efficient claims settlement. In the 2020 calendar year, they\u2019ve paid out almost R5 billion in claims and approved vehicle claims within 1.6 working days on average.<\/li>\n<li><strong>SmartDrive<\/strong>: Share your driving habits on the OUTsurance app and they\u2019ll give you a discount of up to 10% on your monthly premiums.<\/li>\n<\/ul>\n<p>If you have any questions about the right type of <strong><a href=\"https:\/\/www.outsurance.co.za\/car-insurance\/?source=businesstech&amp;utm_source=businesstech&amp;utm_medium=display&amp;utm_campaign=personal&amp;utm_term=sponsored_article&amp;utm_content=businesstech_sponsored_article_5_car_insurance_for_your_needs_oct\" target=\"_blank\" rel=\"noopener\">car insurance for your needs<\/a><\/strong>, fill in the form and an OUTsurance consultant will call you back.<\/p>\n<p><em>OUTsurance is a licensed insurer and FSP. Ts, Cs and limits apply.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>There is only one type of insurance policy that covers most eventualities: comprehensive car insurance. Let\u2019s break it down\u2026<\/p>\n","protected":false},"author":57,"featured_media":534042,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10459],"tags":[9653],"class_list":["post-534036","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-news","tag-outsurance"],"_links":{"self":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/534036","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/users\/57"}],"replies":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/comments?post=534036"}],"version-history":[{"count":8,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/534036\/revisions"}],"predecessor-version":[{"id":534282,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/534036\/revisions\/534282"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media\/534042"}],"wp:attachment":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media?parent=534036"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/categories?post=534036"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/tags?post=534036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}