Public Liability Insurance<\/a><\/strong> protects your business against claims made by the general public for costs resulting from property damage, injuries and death which you are legally liable for. And the general public doesn\u2019t just include clients or customers.<\/p>\nClaims can be made by just about anyone who interacts with your business, whether it\u2019s on-site at your business, at a client\u2019s premises, or even at a customer\u2019s home.<\/p>\n
This makes every business a public business, whether you specialise in hospitality, trade, health, retail, real estate, transportation, or entertainment.<\/p>\n
Even if you run your business online, you\u2019d still benefit from Public Liability Insurance seeing as your employees may interact with the public when picking up supplies and delivering them to your customers.<\/p>\n
2. Interacting with the public comes with risks<\/h3>\n
You may have put excellent systems in place to run your business as responsibly as possible.<\/p>\n
But no matter how well you\u2019ve safeguarded your business against risks, you can\u2019t control every interaction with the public.<\/p>\n
Even if you put up warning signs when your business\u2019 floor is wet, a client could slip and fall.<\/p>\n
This could lead to medical costs or even a lawsuit.<\/p>\n
Likewise, even your most conscientious employee could accidentally break your customer\u2019s television while moving furniture for them, leading to pricy repair costs.<\/p>\n
By getting Public Liability Insurance, you ensure that you don\u2019t have to pay out-of-pocket for unpredictable incidents like these.<\/p>\n
This could seriously protect your business\u2019 bottom-line, especially in the wake of a costly lawsuit.<\/p>\n
3. You could get OUTsurance Public Liability Insurance from as little as R127 a month<\/h3>\n
Protecting your business doesn\u2019t have to be expensive.<\/p>\n
We offer quality, affordable Public Liability Insurance, tailored to your specific business needs.<\/p>\n
Our standard package provides cover against damages that your business is legally liable to pay if someone suffers accidental death, bodily injury, illness, or accidental loss or damage to their property.<\/p>\n
Depending on your business requirements, you can also add cover for wrongful arrest and defamation, liability caused by products sold or supplied (including wrongful delivery and incorrect goods), defective workmanship, legal defence costs, and damage or injury caused by the spread of veld fires or forest fires.<\/p>\n
Get in touch today to get priceless peace of mind at an affordable premium.<\/p>\n