{"id":635049,"date":"2022-10-18T14:43:03","date_gmt":"2022-10-18T12:43:03","guid":{"rendered":"https:\/\/businesstech.co.za\/news\/?p=635049"},"modified":"2022-10-18T14:43:03","modified_gmt":"2022-10-18T12:43:03","slug":"why-you-need-comprehensive-car-insurance-from-santam","status":"publish","type":"post","link":"https:\/\/businesstech.co.za\/news\/industry-news\/635049\/why-you-need-comprehensive-car-insurance-from-santam\/","title":{"rendered":"Why you need comprehensive car insurance from Santam"},"content":{"rendered":"<p>The South African car industry is the largest in Africa by sales, and the number of cars on local roads is only increasing.<\/p>\n<p>This makes getting vehicle insurance in 2022 more important than ever before.<\/p>\n<ul>\n<li><a href=\"https:\/\/www.santam.co.za\/blog\/car-advice\/south-africa-shifts-gears-on-new-and-used-cars\/?utm_campaign=Cornerstone_BusinessTech_Native-feature_640x430_banner&amp;utm_source=BusinesTech&amp;utm_medium=cpc\" target=\"_blank\" rel=\"noopener\"><strong>Click here to learn more about Santam insurance. <\/strong><\/a><\/li>\n<\/ul>\n<p>There are many vehicle insurance plans that offer partial coverage \u2013 including third party-only insurance as well as limited fire and theft insurance \u2013 but the best option for most drivers is comprehensive coverage.<\/p>\n<p>This is because it offers the widest-reaching cover to provide you with ultimate peace of mind, including benefits like accidental loss or damage cover, vehicle transfer cover, and much more.<\/p>\n<h3 class=\"my-4\"><strong>Santam comprehensive insurance<\/strong><\/h3>\n<p>Car insurance from Santam provides South Africans with comprehensive cover, along with many unique benefits such as guaranteed value payouts for lost or damaged vehicles.<\/p>\n<p>This means that should your vehicle be lost or damaged, you can rest assured that you\u2019ll receive the full amount it is insured for.<\/p>\n<p>Other key benefits of Santam comprehensive car insurance include:<\/p>\n<ul>\n<li>Replacement costs for locks, keys and remote controls.<\/li>\n<li>Recovery costs of found vehicles following theft or hijacking.<\/li>\n<li>Emergency accommodation.<\/li>\n<li>Emergency costs payable to public authorities.<\/li>\n<li>Trauma treatment.<\/li>\n<li>Emergency expenses of passengers (your family).<\/li>\n<\/ul>\n<p>These benefits, as well as its great customer service, make Santam the ultimate car insurance provider in South Africa.<\/p>\n<h3 class=\"my-4\"><strong>Changing your insurance plan<\/strong><\/h3>\n<p>If you want to change your car insurance plan to comprehensive insurance from a provider like Santam, this can be done in a few quick and easy steps.<\/p>\n<p>First, you should review your current insurance plan and what it offers relative to the plan you\u2019re thinking about changing to.<\/p>\n<p>If you decide to proceed with switching insurance plans, the new insurer will require certain information from you, including:<\/p>\n<ul>\n<li><strong>The make and model of your car<\/strong> \u2013 Some cars are higher risk and more expensive to repair, which increases your monthly premium.<\/li>\n<li><strong>Your excess<\/strong> \u2013 The higher the excess, the lower the monthly premium.<\/li>\n<li><strong>What the car will be used for<\/strong> \u2013 Is the vehicle used for business or personal trips?<\/li>\n<li><strong>Your insurance history<\/strong> \u2013 Previous insurers, claims, and more.<\/li>\n<\/ul>\n<p>Once you have provided this information, the new insurer will provide an insurance quote<strong>. <\/strong>Should you choose to accept it, you will need to cancel your policy with your current provider.<\/p>\n<p>It is important that you receive this cancellation in writing, and that you keep a record of it so there can be no confusion down the line.<\/p>\n<p>It has never been more important to get top-quality comprehensive car insurance\u00a0 \u2013 so <a href=\"https:\/\/www.santam.co.za\/blog\/car-advice\/south-africa-shifts-gears-on-new-and-used-cars\/?utm_campaign=Cornerstone_BusinessTech_Native-feature_640x430_banner&amp;utm_source=BusinesTech&amp;utm_medium=cpc\" target=\"_blank\" rel=\"noopener\"><strong>click here to learn more about Santam insurance.<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>With the number of vehicles on local roads increasing, getting car insurance has never been more important in South Africa. <\/p>\n","protected":false},"author":57,"featured_media":635051,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10459],"tags":[341],"class_list":["post-635049","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-news","tag-santam"],"_links":{"self":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/635049","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/users\/57"}],"replies":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/comments?post=635049"}],"version-history":[{"count":2,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/635049\/revisions"}],"predecessor-version":[{"id":635515,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/635049\/revisions\/635515"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media\/635051"}],"wp:attachment":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media?parent=635049"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/categories?post=635049"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/tags?post=635049"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}