{"id":765371,"date":"2024-04-03T14:00:00","date_gmt":"2024-04-03T12:00:00","guid":{"rendered":"https:\/\/businesstech.co.za\/news\/?p=765371"},"modified":"2024-04-03T13:37:08","modified_gmt":"2024-04-03T11:37:08","slug":"discovery-bank-issues-fraud-alert-scams-to-look-out-for-in-south-africa-right-now","status":"publish","type":"post","link":"https:\/\/businesstech.co.za\/news\/banking\/765371\/discovery-bank-issues-fraud-alert-scams-to-look-out-for-in-south-africa-right-now\/","title":{"rendered":"Discovery Bank issues fraud alert \u2013 scams to look out for in South Africa right now"},"content":{"rendered":"\n<p>Discovery Bank has warned South Africans that criminals are targeting customers at ATMs across the country \u2013 especially in shopping malls.<\/p>\n\n\n\n<p>The bank issued a fraud alert to its customers last week, notifying them of the latest scams used by criminals and their targets. <\/p>\n\n\n\n<p>The alert noted that the bank had flagged a spike in ATM fraud. Discovery explained that fraudsters are targeting ATMs to steal cards or card data. <\/p>\n\n\n\n<p>The alert warned of two tactics used by these criminals:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Card swapping:<\/strong> fraudsters &#8220;shoulder surf&#8221; you at the ATM to get your PIN and distract you while swapping your card with another. You leave with someone else&#8217;s card, and they draw what they can from your account or use it in-store. <\/li>\n\n\n\n<li><strong>Card skimming:<\/strong> fraudsters tamper with ATMs to prevent you from inserting your card. They then offer to help before swapping your card or skimming it using a handheld device.<\/li>\n<\/ol>\n\n\n\n<p>To help you avoid becoming a victim, Discovery Bank urged banking customers to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Refuse help at the ATMs;<\/li>\n\n\n\n<li>Investigate ATMs before using them; and <\/li>\n\n\n\n<li>Protect your PIN always, and be aware of your surroundings before punching it into the machine. <\/li>\n<\/ul>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Other scams to watch out for<\/strong><\/p>\n\n\n\n<p>Last month, Discovery Bank also warned consumers of other online scams to look out for &#8211; including fraudsters impersonating the banks, the \u201cpost office scam\u201d, and \u201cthe loyalty programmes scam\u201c.<\/p>\n\n\n\n<p>The first scam involves criminals posing as banks and informing the victim of a fraudulent transaction. The victim is asked to provide their account details to reverse the transaction. <\/p>\n\n\n\n<p>The second scam targets people waiting for a package at the South African Post Office. The fraudsters claim that a fee needs to be paid to clear the package for delivery. <\/p>\n\n\n\n<p>The third scam is a new one and involves loyalty programme fraud. <\/p>\n\n\n\n<p>According to the bank, there have been reports of scammers taking advantage of the popularity of loyalty programmes by sending fraudulent messages to customers. <\/p>\n\n\n\n<p>These messages falsely claim that the customer&#8217;s loyalty programme points are on the verge of expiring, and to redeem them, they must follow a link provided in the message. <\/p>\n\n\n\n<p>The bank advises customers to be cautious of such messages and verify their authenticity before taking action.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-businesstech wp-block-embed-businesstech\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"FFTmOkYjtS\"><a href=\"https:\/\/businesstech.co.za\/news\/banking\/761903\/discovery-sends-a-warning-to-loyalty-programme-users-in-south-africa\/\">Discovery sends a warning to loyalty programme users in South Africa<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"&#8220;Discovery sends a warning to loyalty programme users in South Africa&#8221; &#8212; BusinessTech\" src=\"https:\/\/businesstech.co.za\/news\/banking\/761903\/discovery-sends-a-warning-to-loyalty-programme-users-in-south-africa\/embed\/#?secret=0YM4GSitpH#?secret=FFTmOkYjtS\" data-secret=\"FFTmOkYjtS\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>Read: <a href=\"https:\/\/businesstech.co.za\/news\/banking\/764877\/standard-bank-ceo-scores-massive-r83-million-payday\/\">Standard Bank CEO scores massive R83 million payday<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Discovery Bank has issued a fraud alert \u2013 warning South Africans of a spike in cases involving ATMs. <\/p>\n","protected":false},"author":10,"featured_media":765411,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[961],"tags":[4883,853],"class_list":["post-765371","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","tag-discovery","tag-south-africa"],"_links":{"self":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/765371","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/comments?post=765371"}],"version-history":[{"count":6,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/765371\/revisions"}],"predecessor-version":[{"id":765481,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/765371\/revisions\/765481"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media\/765411"}],"wp:attachment":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media?parent=765371"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/categories?post=765371"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/tags?post=765371"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}