{"id":784774,"date":"2024-08-01T12:00:00","date_gmt":"2024-08-01T10:00:00","guid":{"rendered":"https:\/\/businesstech.co.za\/news\/?p=784774"},"modified":"2024-08-01T13:03:35","modified_gmt":"2024-08-01T11:03:35","slug":"business-talk-discovery-lifes-kashmeera-kanji-and-harry-joffee-on-the-value-of-offshore-life-insurance","status":"publish","type":"post","link":"https:\/\/businesstech.co.za\/news\/banking\/784774\/business-talk-discovery-lifes-kashmeera-kanji-and-harry-joffee-on-the-value-of-offshore-life-insurance\/","title":{"rendered":"Business Talk \u2013 Discovery Life\u2019s Kashmeera Kanji and Harry Joffe on the value of offshore life insurance"},"content":{"rendered":"\n<p>In this Business Talk with Michael Avery interview, Kashmeera Kanji and Harry Joffe from Discovery Life discuss the value offshore life insurance offers South Africans.<\/p>\n\n\n\n<p>Kanji is the Head of Market Analytics and R&amp;D at Discovery Life.<\/p>\n\n\n\n<p>She has over 14 years of actuarial experience in health, pensions, life insurance, and reinsurance.<\/p>\n\n\n\n<p>Kanji\u2019s career at Discovery Life then began nearly seven years ago, where she has held various important positions during this time.<\/p>\n\n\n\n<p>These roles include Actuarial Risk Specialist, Senior Actuarial Risk Specialist, and her current role \u2013 which she began in March 2022.<\/p>\n\n\n\n<p>Harry Joffe is the Head of Legal Services at Discovery.<\/p>\n\n\n\n<p>He has worked at the company for 23 years and is heavily involved in tax planning, insurance law, estate planning, and trusts.<\/p>\n\n\n\n<p>Joffe also contributes significantly to Discovery\u2019s product development processes across these areas.<\/p>\n\n\n\n<p>He is highly respected in his field and is regularly featured in various top South African news publications, where he shares his valuable legal insights.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The interview<\/h3>\n\n\n\n<p>In this Business Talk interview, Kanji and Joffee discuss Discovery Life\u2019s new research into offshore life insurance.<\/p>\n\n\n\n<p>Kanji reveals the benefits of embracing offshore risk planning, which include diversifying your risk protection and matching international costs.<\/p>\n\n\n\n<p>Joffe then explains how offshore life insurance meets all relevant laws and regulations \u2013 both locally and internationally.<\/p>\n\n\n\n<p>Kanji and Joffe also discuss the Discovery Dollar Life Plan.<\/p>\n\n\n\n<p>Kanji explains why Discovery Life decided to offer this product and why it has been so successful over the past 10 years.<\/p>\n\n\n\n<p>Joffe then details the advanced planning behind the Dollar Life Plan, including where money gets paid out, how it can be used to pay off offshore liabilities, and how the relevant estate duties work.<\/p>\n\n\n\n<p>Kanji concludes the interview by explaining that the Dollar Life Plan is designed for South Africans of all income levels, as it is available from as little as $50 per month.<\/p>\n\n\n\n<p>Watch the full interview with Kashmeera Kanji and Harry Joffe below.<\/p>\n\n\n<p><iframe loading=\"lazy\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/VAeJCZjY-tI?si=vSOZKcmg-Oh9RDBL\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>","protected":false},"excerpt":{"rendered":"<p>Kashmeera Kanji and Harry Joffe explain why Discovery Life\u2019s Dollar Life Plan is a great way to diversify your risk planning.<\/p>\n","protected":false},"author":10,"featured_media":784776,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[961],"tags":[19585,14369,20313,20312,20331],"class_list":["post-784774","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","tag-business-talk-with-michael-avery","tag-discovery-life","tag-harry-joffee","tag-kashmeera-kanji","tag-offshore-life-insurance"],"_links":{"self":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/784774","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/comments?post=784774"}],"version-history":[{"count":5,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/784774\/revisions"}],"predecessor-version":[{"id":785209,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/784774\/revisions\/785209"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media\/784776"}],"wp:attachment":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media?parent=784774"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/categories?post=784774"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/tags?post=784774"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}