{"id":834611,"date":"2025-08-11T17:08:16","date_gmt":"2025-08-11T15:08:16","guid":{"rendered":"https:\/\/businesstech.co.za\/news\/?p=834611"},"modified":"2025-08-11T17:29:24","modified_gmt":"2025-08-11T15:29:24","slug":"capitec-launching-smart-id-and-passport-services-in-south-africa","status":"publish","type":"post","link":"https:\/\/businesstech.co.za\/news\/government\/834611\/capitec-launching-smart-id-and-passport-services-in-south-africa\/","title":{"rendered":"Capitec launching Smart ID and passport services in South Africa"},"content":{"rendered":"\n<p>After years of skirting the Smart ID and Passport services, Capitec will finally be joining the list of banks rolling out Home Affairs services in some capacity.<\/p>\n\n\n\n<p>DHA minister Leon Schreiber announced on Monday (11 August) that Capitec and FNB are the first banks to join the department&#8217;s new push to expand access to these services to 100 more branches this year, and to banking apps.<\/p>\n\n\n\n<p>The department has not yet outlined how the banks will be involved, or in what capacity they will be offering the services, but confirmed that Capitec and FNB have &#8220;signed up&#8221; for the partnership.<\/p>\n\n\n\n<p>Schreiber said that the department wrote to all major banks in April inviting them to join the next phase of its service rollout.<\/p>\n\n\n\n<p>According to the minister, this next phase will deviate from the pilot project that had seen Smart ID and Passport services offered at about 30 bank branches.<\/p>\n\n\n\n<p>He said this &#8220;old model&#8221; relied on the costly duplication of Home Affairs staff and hardware inside bank branches, and failed to take advantage of technology to dramatically expand services.<\/p>\n\n\n\n<p>Under the new system, the department pointed to a better &#8220;live capture&#8221; process, and more interoperability between the banks and the DHA&#8217;s systems.<\/p>\n\n\n\n<p>&#8220;Thanks to our commitment to digital transformation, Home Affairs is now digitalising this long-standing partnership after Capitec and FNB became the first banks to respond positively to our invitation,&#8221; he said.<\/p>\n\n\n\n<p>&#8220;I reiterate the call for all other banks to similarly accept our invitation to work together to provide Smart ID and Passport services in their branches and on their digital apps.&#8221;<\/p>\n\n\n\n<p>Schreiber said that more details will be announced soon, with the department meeting Capitec and FNB in the coming days and weeks to plot the path forward.<\/p>\n\n\n\n<p>He reiterated that this was a fundamental step to expanding access to Smart ID and passport services to over 1,000 bank branches over the next three years.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">South Africa&#8217;s biggest bank on board<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><a  data-lightbox=\"post-image\" href=\"https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2025\/07\/capitec-bank.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2025\/07\/capitec-bank-1024x576.jpg\" alt=\"\" class=\"wp-image-831079\" srcset=\"https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2025\/07\/capitec-bank-1024x576.jpg 1024w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2025\/07\/capitec-bank-300x169.jpg 300w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2025\/07\/capitec-bank-768x432.jpg 768w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2025\/07\/capitec-bank.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p>BusinessTech previously asked Capitec about its participation in the Smart ID rollout, and the bank only alluded to &#8220;contructive talks&#8221; with the DHA about joining.<\/p>\n\n\n\n<p>It had historically steered clear of the pilot due to it detracting from its branch operations.<\/p>\n\n\n\n<p>Capitec said that it was not an integrated system, and its branch consultants would be split between serving banking customers and DHA customers.<\/p>\n\n\n\n<p>It would have also needed to dedicate limited branch space to non-Capitec clients and services.<\/p>\n\n\n\n<p>However, with a digital-first approach, and integration into banking apps and systems, the new model of the service can, in theory, side-step these issues.<\/p>\n\n\n\n<p>According to Schreiber, getting these services onto banking apps will eliminate the need for long queues. <\/p>\n\n\n\n<p>Having hundreds of more access points will also accelerate the Smart ID rollout and position the department for its ultimate goal of doing away with the green barcoded ID books.<\/p>\n\n\n\n<p>The department aims to discontinue the green ID book by the end of 2029.<\/p>\n\n\n\n<p>Securing a deal with Capitec will be an immense boost for the DHA, as the group banks over a third of South Africa\u2019s population.<\/p>\n\n\n\n<p>An analysis of the FY2024 data from the banks shows that the major banks have a physical branch network of over 3,300 branches.<\/p>\n\n\n\n<p>Capitec accounts for almost 900 of these.<\/p>\n\n\n\n<p>While getting access to Capitec&#8217;s branch network would be a major boon for the DHA, there has not yet been any confirmation that branch access will part of the partnership, with the banking app also being a path.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>After years of skirting the Smart ID and Passport services, Capitec will finally be joining the list of banks rolling out Home Affairs services in some capacity.<\/p>\n","protected":false},"author":10,"featured_media":779211,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23],"tags":[1798,76,2524],"class_list":["post-834611","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-government","tag-capitec","tag-fnb","tag-home-affairs"],"_links":{"self":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/834611","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/comments?post=834611"}],"version-history":[{"count":6,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/834611\/revisions"}],"predecessor-version":[{"id":834627,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/834611\/revisions\/834627"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media\/779211"}],"wp:attachment":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media?parent=834611"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/categories?post=834611"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/tags?post=834611"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}