{"id":837193,"date":"2025-09-09T16:00:00","date_gmt":"2025-09-09T14:00:00","guid":{"rendered":"https:\/\/businesstech.co.za\/news\/?p=837193"},"modified":"2025-09-12T11:49:16","modified_gmt":"2025-09-12T09:49:16","slug":"business-talk-leruo-malumo-discusses-santams-new-smartsme-insurance-product","status":"publish","type":"post","link":"https:\/\/businesstech.co.za\/news\/business\/837193\/business-talk-leruo-malumo-discusses-santams-new-smartsme-insurance-product\/","title":{"rendered":"Business Talk \u2013 Leruo Malumo on Santam\u2019s new SmartSME insurance product"},"content":{"rendered":"\n<p>In this Business Talk with Michael Avery interview, Leruo Malumo discusses <strong><a href=\"https:\/\/www.santam.co.za\/webquotesmartsme\/?utm_campaign=Santam_Client%20Solutions_SmartSME_SEE%20__Business%20Tech__Always%20On_Awareness&amp;utm_source=Publisher&amp;utm_medium=CPM&amp;utm_content=podcast\" target=\"_blank\" rel=\"noreferrer noopener\">Santam\u2019s new SmartSME insurance product.<\/a><\/strong><\/p>\n\n\n\n<p>Malumo is the Head of Product Strategy Development and Governance at Santam.<\/p>\n\n\n\n<p>In this position, he has played a key role in the launch of SmartSME \u2013 a tailored business insurance solution designed specifically to support small to medium-sized businesses.<\/p>\n\n\n\n<p>SmartSME provides comprehensive cover ranging from property damage to liability issues.<\/p>\n\n\n\n<p>It also comes with several useful tools, including emergency services like roadside assist, legal advice, and risk mitigation.<\/p>\n\n\n\n<p>Santam Business Assist is even included as part of SmartSME. Santam Business Assist comprises practical tools and expert guidance that help businesses grow and manage their day-to-day operations.<\/p>\n\n\n\n<p>Having all of this value in a single insurance package is hugely beneficial to South African small business owners and entrepreneurs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The interview<\/h2>\n\n\n\n<p>In this interview, Malumo begins by highlighting the biggest challenges SMEs face when it comes to securing business insurance.<\/p>\n\n\n\n<p>He explains how Santam has designed SmartSME to be the best answer to these challenges, before unpacking the basics of what SmartSME actually is.<\/p>\n\n\n\n<p>Malumo provides details about which businesses are eligible for this insurance product, and the types of cover that it includes.<\/p>\n\n\n\n<p>He then discusses the inclusion of Santam Business Assist in the SmartSME package, highlighting the value this offering provides.<\/p>\n\n\n\n<p>Malumo talks about other benefits of using SmartSME, too, including the useful emergency assistance features.<\/p>\n\n\n\n<p>He concludes the interview by explaining how interested parties can learn more about SmartSME.<\/p>\n\n\n\n<p>Watch the full interview with Leruo Malumo, below.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Business Talk - Leruo Malumo on SmartSME insurance for South African small businesses\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/InTd15oD37o?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Malumo provides details about which businesses are eligible for this insurance product, and the types of cover that it includes.<\/p>\n","protected":false},"author":10,"featured_media":837194,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9872],"tags":[15578,341,23566],"class_list":["post-837193","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-business-talk","tag-santam","tag-santam-smartsme"],"_links":{"self":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/837193","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/comments?post=837193"}],"version-history":[{"count":3,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/837193\/revisions"}],"predecessor-version":[{"id":837453,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/837193\/revisions\/837453"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media\/837194"}],"wp:attachment":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media?parent=837193"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/categories?post=837193"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/tags?post=837193"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}