{"id":837940,"date":"2025-09-19T12:45:24","date_gmt":"2025-09-19T10:45:24","guid":{"rendered":"https:\/\/businesstech.co.za\/news\/?p=837940"},"modified":"2025-09-19T12:45:28","modified_gmt":"2025-09-19T10:45:28","slug":"personalised-cover-thats-made-for-your-business-introducing-smartsme","status":"publish","type":"post","link":"https:\/\/businesstech.co.za\/news\/industry-news\/837940\/personalised-cover-thats-made-for-your-business-introducing-smartsme\/","title":{"rendered":"Personalised cover that\u2019s made for your business \u2013 Introducing SmartSME"},"content":{"rendered":"\n<p>When you have a start-up or a small business, there\u2019s nothing else quite like it.<\/p>\n\n\n\n<p>Your business is more than just your work &#8211; it\u2019s your baby. You\u2019re working after hours and weekends to see your business grow.<\/p>\n\n\n\n<p>But you also know that small businesses can be fragile.<\/p>\n\n\n\n<p>The right insurance package will help your business weather unexpected crises and come out stronger.<\/p>\n\n\n\n<p>Introducing <strong>SmartSME<\/strong>: cover that\u2019s affordable and hassle-free.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.santam.co.za\/insurance\/for-my-business\/small-business-insurance\/?utm_source=BusinessTech&amp;utm_medium=Sponsored+Article&amp;utm_term=September+2025\" target=\"_blank\" rel=\"noreferrer noopener\">Click here to learn more about SmartSME.<\/a><\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong><a href=\"https:\/\/www.santam.co.za\/insurance\/for-my-business\/small-business-insurance\/?utm_source=BusinessTech&amp;utm_medium=Sponsored+Article&amp;utm_term=September+2025\" target=\"_blank\" rel=\"noreferrer noopener\">SmartSME<\/a><\/strong> is a tailored business insurance solution designed to support small to medium-sized businesses with comprehensive cover, tools, and expert guidance.<\/p>\n\n\n\n<p>It\u2019s affordable, flexible, and hassle-free insurance that\u2019s personalised for your business, with essential cover and valuable support services.<\/p>\n\n\n\n<p>Get expert guidance on legal issues, property, emergency assistance, and more, to keep your business running smoothly.<\/p>\n\n\n\n<p>This is because we understand that no two businesses are the same, and each has unique circumstances and challenges.<\/p>\n\n\n\n<p><strong>The benefits:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Comprehensive protection<\/li>\n\n\n\n<li>Extra support with Santam Business Assist<\/li>\n\n\n\n<li>Emergency services<\/li>\n\n\n\n<li>Risk mitigation<\/li>\n\n\n\n<li>No-frills, hassle-free cover that\u2019s built for your business<\/li>\n\n\n\n<li>Personalised for your circumstances<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Thinking ahead for business resilience<\/h2>\n\n\n\n<p>SmartSME covers key risks that could disrupt your business, including employee injury, property damage, theft, liability, and more, while helping you to manage your risk and reduce your exposure.<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/www.santam.co.za\/claims\/santam-business-assist\/?utm_source=BusinessTech&amp;utm_medium=Sponsored+Article&amp;utm_term=September+2025\" target=\"_blank\" rel=\"noreferrer noopener\">Business Assist<\/a><\/strong> gives you practical tools for day-to-day operations and expert guidance to grow your business at the pace you\u2019re comfortable with.<\/p>\n\n\n\n<p>And, of course, emergency services like roadside assistance will give you peace of mind.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Six categories of coverage<\/h2>\n\n\n\n<p>SmartSME has six clear categories for coverage so that you can make informed decisions about your business needs.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Your People<\/strong>, so that you can protect employees from work-related injuries.<\/li>\n\n\n\n<li><strong>Your Property<\/strong> to protect your business premises, equipment, and inventory from fire, theft, and natural disasters.<\/li>\n\n\n\n<li><strong>Your Money<\/strong> to safeguard your cash flow and protect revenue, rent, and wages.<\/li>\n\n\n\n<li><strong>Your Vehicles<\/strong> are protected against accidents, theft, and liabilities.<\/li>\n\n\n\n<li><strong>Your Legal Cover<\/strong> to help you navigate legal disputes.<\/li>\n\n\n\n<li><strong>Value-Added Services<\/strong> such as Business Assist, roadside assistance, and more.<\/li>\n<\/ol>\n\n\n\n<p><strong>Qualifying criteria:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Not more than R5 million worth of property, such as buildings, contents, and stock<\/strong><\/li>\n\n\n\n<li><strong>Five or fewer vehicles<\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong>Let\u2019s get your business covered!<\/strong><\/p>\n\n\n\n<p>At Santam, we believe insurance should be tailored to your needs, rather than the other way around.<\/p>\n\n\n\n<p>Take the next step in your business, and choose a partner that wants to see you thrive and has the knowledge and expertise to help you manage risks and plan ahead.<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/www.santam.co.za\/insurance\/for-my-business\/small-business-insurance\/?utm_source=BusinessTech&amp;utm_medium=Sponsored+Article&amp;utm_term=September+2025\" target=\"_blank\" rel=\"noreferrer noopener\">Get a comparative online insurance quote tailored specifically for your business today.<\/a><\/strong><\/p>\n\n\n\n<p>An advisor will contact you to finalise your quote based on your unique needs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Looking for business insurance for your SME? Discover how our affordable SmartSME offering can protect your unique business needs.<\/p>\n","protected":false},"author":57,"featured_media":837944,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10459],"tags":[341,23566],"class_list":["post-837940","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-news","tag-santam","tag-santam-smartsme"],"_links":{"self":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/837940","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/users\/57"}],"replies":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/comments?post=837940"}],"version-history":[{"count":3,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/837940\/revisions"}],"predecessor-version":[{"id":837974,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/837940\/revisions\/837974"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media\/837944"}],"wp:attachment":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media?parent=837940"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/categories?post=837940"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/tags?post=837940"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}