{"id":846647,"date":"2025-12-19T08:41:08","date_gmt":"2025-12-19T06:41:08","guid":{"rendered":"https:\/\/businesstech.co.za\/news\/?p=846647"},"modified":"2025-12-19T08:41:13","modified_gmt":"2025-12-19T06:41:13","slug":"six-ways-to-refresh-your-finances-this-festive-season","status":"publish","type":"post","link":"https:\/\/businesstech.co.za\/news\/industry-news\/846647\/six-ways-to-refresh-your-finances-this-festive-season\/","title":{"rendered":"Six ways to refresh your finances this festive season"},"content":{"rendered":"\n<p>The festive season is here; a time to celebrate, unwind, and reflect on the year that\u2019s been.<\/p>\n\n\n\n<p>While the holidays are often filled with joy and generosity, they can also be a time of financial strain if spending goes unchecked.<\/p>\n\n\n\n<p>Before the new year begins, take the opportunity to give your finances a festive refresh and set yourself up for a confident start to 2026.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.glacierinsights.co.za\/blog\/insights\/unlocking-infinite-retirement-opportunity?utm_source=BusinessTech&amp;utm_medium=Article&amp;utm_term=December+2025\" target=\"_blank\" rel=\"noreferrer noopener\">Click here to unlock infinite investment opportunity with Glacier by Sanlam.<\/a><\/strong><\/li>\n<\/ul>\n\n\n\n<p>Here\u2019s how:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. Reflect on your financial goals<\/h2>\n\n\n\n<p>Before the year wraps up, revisit the financial goals you set at the start of the year. Have you achieved what you set out to do, or is there room to refocus?<\/p>\n\n\n\n<p>Whether you aimed to save for a family holiday, pay off debt, or build an emergency fund, now\u2019s a good time to take stock and realign your priorities for the year ahead.<\/p>\n\n\n\n<p>Clear, realistic goals will help you start 2026 with intention.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Review your budget<\/h2>\n\n\n\n<p>The festive season often brings extra expenses \u2013 gifts, travel, and entertaining \u2013 so it\u2019s important to know where your money is going.&nbsp;<\/p>\n\n\n\n<p>Revisit your budget or create one if you haven\u2019t already. Track your income and spending to see where you can trim unnecessary costs.<\/p>\n\n\n\n<p>Review subscriptions and memberships you no longer use and check your insurance policies to ensure you have the right cover at the right price.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. Check your credit health<\/h2>\n\n\n\n<p>Request your free annual credit report and review it for any errors or outdated information.<\/p>\n\n\n\n<p>Understanding your credit score helps you make smarter financial choices, especially if you\u2019re planning big goals in the new year, like buying a car or home.<\/p>\n\n\n\n<p>Use available tools or credit management services to help you build and maintain a strong financial profile.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. Organise your financial documents<\/h2>\n\n\n\n<p>Use the quieter moments of the holidays to tidy up your financial life.<\/p>\n\n\n\n<p>Sort and store your important documents, from bank statements and tax returns to investment statements and insurance policies.<\/p>\n\n\n\n<p>Consider switching to digital copies for easier access and less clutter. It\u2019s also a good time to ensure your will and beneficiary details are up to date.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. Partner with a financial adviser<\/h2>\n\n\n\n<p>When it comes to your money, guesswork can be costly. A qualified financial adviser doesn\u2019t just guide you, they partner with you.<\/p>\n\n\n\n<p>They take the time to understand your goals, lifestyle, and values, then build a clear, personalised financial roadmap to help you protect and grow your wealth.<\/p>\n\n\n\n<p>With the right adviser by your side, you gain more than a plan; you gain confidence, clarity, and a trusted expert committed to your long-term success.&nbsp;<\/p>\n\n\n\n<p>This festive season, take the step that your future you will thank you for. Partner with a financial adviser and start 2026 with purpose and peace of mind.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">6. Keep learning<\/h2>\n\n\n\n<p>Financial confidence is built one insight at a time. Use the festive break to explore credible articles, listen to investing and personal finance podcasts, or sign up for online workshops that deepen your understanding of money management.<\/p>\n\n\n\n<p>The more informed you are, the more empowered you\u2019ll be to make smart decisions and stay on track with your goals in 2026.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Start 2026 on the right foot<\/h2>\n\n\n\n<p>The festive season isn\u2019t just about slowing down, it\u2019s a chance to reset, refocus, and step into the new year with clarity and control.<\/p>\n\n\n\n<p>With intentional planning and the support of a trusted financial adviser, you can enter 2026 financially energised and ready to unlock the infinite opportunities ahead.<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/www.glacierinsights.co.za\/blog\/insights\/unlocking-infinite-retirement-opportunity?utm_source=BusinessTech&amp;utm_medium=Article&amp;utm_term=December+2025\" target=\"_blank\" rel=\"noreferrer noopener\">Click here to unlock infinite investment opportunity with Glacier by Sanlam.<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Before the new year begins, take the opportunity to give your finances a festive refresh and set yourself up for a confident start to 2026.<\/p>\n","protected":false},"author":57,"featured_media":846648,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10459],"tags":[13071,3987],"class_list":["post-846647","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-news","tag-glacier-by-sanlam","tag-investing"],"_links":{"self":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/846647","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/users\/57"}],"replies":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/comments?post=846647"}],"version-history":[{"count":1,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/846647\/revisions"}],"predecessor-version":[{"id":846649,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/846647\/revisions\/846649"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media\/846648"}],"wp:attachment":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media?parent=846647"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/categories?post=846647"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/tags?post=846647"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}