{"id":848213,"date":"2026-01-19T13:47:34","date_gmt":"2026-01-19T11:47:34","guid":{"rendered":"https:\/\/businesstech.co.za\/news\/?p=848213"},"modified":"2026-01-19T14:55:53","modified_gmt":"2026-01-19T12:55:53","slug":"outsurance-reveals-what-to-look-out-for-when-getting-car-insurance","status":"publish","type":"post","link":"https:\/\/businesstech.co.za\/news\/industry-news\/848213\/outsurance-reveals-what-to-look-out-for-when-getting-car-insurance\/","title":{"rendered":"OUTsurance reveals what to look out for when getting car insurance"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>Quality insurance is more than just a monthly payment<\/strong><\/h2>\n\n\n\n<p>What is at the top of your list when you\u2019re looking for alternative car insurance? Is it affordable premiums, awesome service or great benefits? Or maybe it\u2019s a combination of all of the above?<\/p>\n\n\n\n<p>It\u2019s easy to think of insurance as just another monthly expense, until something goes wrong. And in South Africa, where vehicle theft and accident rates are among the highest in the world, having reliable cover is more important than most people realise.<\/p>\n\n\n\n<p>Because at the end of the day, what you\u2019re paying <em>for<\/em> matters far more than how much you\u2019re paying.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Here\u2019s what to look for in a policy that truly protects you:<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Affordable cover: <\/strong>If you\u2019re looking for <a href=\"https:\/\/www.outsurance.co.za\/car-insurance\/car-insurance-south-africa\/?utm_source=BusinessTech&amp;utm_medium=Article&amp;utm_term=January+2026\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>cheap car insurance quotes<\/strong><\/a>, make sure to look at what is included and what\u2019s <strong>not <\/strong>included in your cover.<\/li>\n\n\n\n<li><strong>Reasonable excess: <\/strong>When choosing the best car insurance premium, always make sure that your excess is a reasonable amount that you will be able to pay when you claim. Always ask when additional excesses will be payable and whether you will need to pay a percentage-based excess (a percentage of the final claim amount) or a fixed excess (a set amount that remains fixed, irrespective of the claim amount).<\/li>\n\n\n\n<li><strong>What are you covered for:<\/strong> Ask about possible exclusions and make sure that you understand the difference between comprehensive cover, limited cover, and third-party cover.<\/li>\n\n\n\n<li><strong>Awesome service: <\/strong>Fast, helpful claims support can make all the difference in a stressful moment. Don\u2019t hesitate to read reviews and even ask around before committing to a car insurer.<\/li>\n\n\n\n<li><strong>Benefits: <\/strong>Included benefits like roadside assistance, storage, and panic assistance as well as extras such as car hire can save you a lot of stress and money in a time of need. You may also qualify for a cashback reward or no-claims bonus if you remain claim free for a specified period.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Invest in dependable support when it matters most<\/strong><\/h2>\n\n\n\n<p>Car insurance shouldn\u2019t be just another box you tick. It\u2019s more than just a claim payout; It\u2019s the reassuring voice on the other end of the line after an accident, it\u2019s the helping hand when you\u2019re stranded on the side of the road, and it\u2019s knowing that your claim will be handled fairly and quickly<\/p>\n\n\n\n<p><strong><em>Not yet a client? Get a quote from OUTsurance<\/em><\/strong><\/p>\n\n\n<p><iframe loading=\"lazy\" style=\"width: 100%; margin-top: 20px;\" src=\"https:\/\/leads.mybroadband.co.za\/outsurance\/\" width=\"100%\" height=\"770px\" frameborder=\"0\" scrolling=\"no\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span>\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><\/iframe><\/p>\n\n\n<p>OUTsurance offers <strong>two smart<\/strong> options that balance affordability with real protection:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Comprehensive car insurance<\/strong><\/h2>\n\n\n\n<p>Get extensive cover with OUTsurance <a href=\"https:\/\/www.outsurance.co.za\/car-insurance\/comprehensive-car-insurance\/?utm_source=BusinessTech&amp;utm_medium=Article&amp;utm_term=January+2026\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>comprehensive car insurance<\/strong><\/a><strong> <\/strong>and enjoy great benefits like a fixed excess, a cash OUTbonus, and 24\/7 roadside assistance.<\/p>\n\n\n\n<p>Your vehicle will be covered for loss or damage due to accidents, intentional damage, fire, storms, and other natural events. They also include towing, storage, and liability cover for damage caused to other people\u2019s property while driving the insured vehicle.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Essential car insurance<\/strong><\/h2>\n\n\n\n<p>If you are looking for reliable protection at a more affordable rate and have a car that\u2019s older than 5 years and not financed, <a href=\"https:\/\/www.outsurance.co.za\/car-insurance\/essential-car-insurance\/?utm_source=BusinessTech&amp;utm_medium=Article&amp;utm_term=January+2026\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>OUTsurance Essential Car Insurance<\/strong><\/a> might be the perfect fit.<\/p>\n\n\n\n<p>Essential car insurance covers you against theft, accident cover (up to 40% of the vehicle\u2019s retail value) and R1million liability cover. Claims are also paid out in cash, your excess is deducted from the claim payout, and you can choose your own panel beater.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>More than just insurance<\/strong><\/h2>\n\n\n\n<p>Whether you choose Comprehensive or Essential cover, you\u2019ll benefit from:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Transparent pricing<\/strong> with no hidden fees<\/li>\n\n\n\n<li><strong>Awesome customer service<\/strong><\/li>\n\n\n\n<li><strong>Innovative self-service features <\/strong>available on the OUTsurance App<\/li>\n\n\n\n<li>A <strong>cash <\/strong><a href=\"https:\/\/www.outsurance.co.za\/car-insurance\/outbonus\/?utm_source=BusinessTech&amp;utm_medium=Article&amp;utm_term=January+2026\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>OUTbonus<\/strong><\/a> if you remain claim free for three consecutive years<\/li>\n\n\n\n<li>A trusted brand with over <strong>27 years of experience<\/strong><\/li>\n<\/ul>\n\n\n\n<p>So next time you\u2019re choosing a provider, ask yourself:\u2018<em>What am I paying for?<\/em>\u2019 <strong>and <\/strong>\u2018<em>What will I be getting out?\u2019<\/em><\/p>\n\n\n\n<p>With OUTsurance, the answer is simple: <strong>real protection, real value, and real peace of mind.<\/strong><\/p>\n\n\n<p><iframe loading=\"lazy\" style=\"width: 100%; margin-top: 20px;\" src=\"https:\/\/leads.mybroadband.co.za\/outsurance\/\" width=\"100%\" height=\"770px\" frameborder=\"0\" scrolling=\"no\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span>\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><\/iframe><\/p>\n\n\n<p><strong><em>Disclaimer: OUTsurance is a licensed insurer &amp; FSP. Source: Internal data<\/em><\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is at the top of your list when you\u2019re looking for alternative car insurance? Is it affordable premiums, awesome service or great benefits? Or maybe it\u2019s a combination of all of the above?<\/p>\n","protected":false},"author":57,"featured_media":848217,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10459],"tags":[9653],"class_list":["post-848213","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-news","tag-outsurance"],"_links":{"self":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/848213","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/users\/57"}],"replies":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/comments?post=848213"}],"version-history":[{"count":4,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/848213\/revisions"}],"predecessor-version":[{"id":848301,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/848213\/revisions\/848301"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media\/848217"}],"wp:attachment":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media?parent=848213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/categories?post=848213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/tags?post=848213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}