{"id":872004,"date":"2026-08-26T10:45:40","date_gmt":"2026-08-26T08:45:40","guid":{"rendered":"https:\/\/businesstech.co.za\/news\/?p=872004"},"modified":"2026-08-26T10:45:43","modified_gmt":"2026-08-26T08:45:43","slug":"petrol-is-becoming-a-second-car-payment","status":"publish","type":"post","link":"https:\/\/businesstech.co.za\/news\/industry-news\/872004\/petrol-is-becoming-a-second-car-payment\/","title":{"rendered":"Petrol Is Becoming a Second Car Payment"},"content":{"rendered":"\n<p>In July 2026, inland 95 petrol cost R26.10 a litre. Filling a 50-litre tank cost about R1,305.&nbsp;<\/p>\n\n\n\n<p>For a motorist filling up twice a month, that works out to roughly R2,610. A third tank&nbsp;pushes the petrol bill close to R4,000. <\/p>\n\n\n\n<p>For many South African households, petrol is no&nbsp;longer a minor motoring expense. It has become one of the largest monthly costs&nbsp;associated with owning a car.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/prime.co.za\/prime-advantage-rewards\/?ref=BTEA0801\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Click here to learn more about Prime South Africa<\/strong><\/a>.<\/li>\n<\/ul>\n\n\n\n<p>The pressure has been building for some time. By June 2026, petrol prices were 31.7%&nbsp;higher than a year earlier, while transport inflation had reached 12.7%. <\/p>\n\n\n\n<p>Taxi fares, e-hailing services, long-distance travel and school transport costs also increased, placing&nbsp;additional pressure on household budgets.&nbsp;<\/p>\n\n\n\n<p>As a result, many motorists are starting to view petrol differently. Instead of treating it as&nbsp;a routine running cost, it is becoming a key factor in decisions about commuting, car&nbsp;ownership and household budgeting.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The monthly commute matters more than ever&nbsp;<\/h2>\n\n\n\n<p>South African cities are often built around long daily commutes.&nbsp;<\/p>\n\n\n\n<p>Whether travelling from Pretoria to Johannesburg, the East Rand to Sandton, or the northern suburbs into Cape Town, many motorists can easily cover more than 1,000&nbsp;kilometres a month before weekend activities, school runs and family obligations are added.&nbsp;<\/p>\n\n\n\n<p>This is where petrol consumption starts to make a noticeable difference.&nbsp;<\/p>\n\n\n\n<p>At R26.10 a litre, a car using 5.5 litres per 100 kilometres over a distance of 2,000&nbsp;kilometres would consume approximately R2,871 in petrol each month. A car using 8.5&nbsp;litres per 100 kilometres would cost about R4,437 over the same distance.&nbsp;<\/p>\n\n\n\n<p>In an environment where petrol prices were 31.7% higher in June 2026 than a year earlier,&nbsp;even relatively small differences in petrol consumption can have a significant impact on&nbsp;household finances.&nbsp;<\/p>\n\n\n\n<p>For many motorists, petrol efficiency is becoming just as important as the monthly instalment when comparing cars. <\/p>\n\n\n\n<p>Features and styling still matter, but the long-term cost&nbsp;of keeping a car on the road is receiving closer attention than ever before. <\/p>\n\n\n\n<p>A car that uses less petrol may not only save money at today&#8217;s prices, but can also help cushion households against future petrol price increases.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/prime.co.za\/prime-advantage-rewards\/?ref=BTEA0801\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-2-1-1024x576.png\" alt=\"\" class=\"wp-image-872017\" srcset=\"https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-2-1-1024x576.png 1024w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-2-1-300x169.png 300w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-2-1-768x432.png 768w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-2-1-1536x864.png 1536w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-2-1.png 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Why petrol is still difficult to budget for<\/h2>\n\n\n\n<p>Households can reduce unnecessary trips, choose a more efficient car and plan routes more carefully. The one thing they cannot control is the price of petrol itself.&nbsp;<\/p>\n\n\n\n<p>South African petrol prices are influenced by international oil prices, shipping costs, the&nbsp;rand-dollar exchange rate and government levies. <\/p>\n\n\n\n<p>While motorists benefited from a R1.96&nbsp;per litre reduction in the inland price of 95 petrol in July 2026, recent months have demonstrated how quickly petrol costs can move in either direction.&nbsp;<\/p>\n\n\n\n<p>This uncertainty makes budgeting difficult. A household may maintain the same&nbsp;commuting pattern from one month to the next and still find that its petrol spend changes&nbsp;significantly.&nbsp;<\/p>\n\n\n\n<p>As a result, many families are focusing less on trying to predict petrol prices and more on&nbsp;controlling the factors that are within their influence.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Families are finding different ways to reduce transport costs&nbsp;<\/h2>\n\n\n\n<p>For some households, the biggest savings come from driving fewer kilometres.&nbsp;<\/p>\n\n\n\n<p>A shared school lift can remove multiple trips each week. Consolidating errands into a&nbsp;single shopping trip can reduce petrol consumption. <\/p>\n\n\n\n<p>Where flexible work arrangements&nbsp;are available, spending even one or two days a week working from home can have a&nbsp;meaningful impact on monthly transport costs.&nbsp;<\/p>\n\n\n\n<p>The role of the second family car is also receiving renewed attention.&nbsp;<\/p>\n\n\n\n<p>When a car spends most of its time parked, its petrol, insurance, licensing and&nbsp;maintenance costs continue to accumulate. In some cases, households may find that&nbsp;one frequently used car delivers better value than two lightly used cars.&nbsp;<\/p>\n\n\n\n<p>When replacement time arrives, petrol consumption often becomes a more prominent consideration than it was a few years ago. A car that uses several litres less petrol per 100 kilometres can deliver substantial savings over its lifespan.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/prime.co.za\/prime-advantage-rewards\/?ref=BTEA0801\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-3-1-1024x576.png\" alt=\"\" class=\"wp-image-872016\" srcset=\"https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-3-1-1024x576.png 1024w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-3-1-300x169.png 300w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-3-1-768x432.png 768w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-3-1-1536x864.png 1536w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-3-1.png 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Looking beyond petrol for savings&nbsp;<\/h2>\n\n\n\n<p>While motorists cannot control the price at the petrol pump, they can evaluate other household expenses that affect their monthly budget.&nbsp;<\/p>\n\n\n\n<p>The challenge for many households is that rising petrol costs rarely occur in isolation. <\/p>\n\n\n\n<p>A family spending an additional R1,000 to R2,000 a month on petrol still needs to absorb increases in other transport-related expenses and everyday necessities like groceries. <\/p>\n\n\n\n<p>That is why many consumers are taking a broader view of household finances rather than focusing only on the cost of filling a tank.<\/p>\n\n\n\n<p>Some insurers have responded by incorporating additional value-added benefits that help policyholders manage everyday household costs.&nbsp;<\/p>\n\n\n\n<p>Prime South Africa policyholders, for example, have access to Prime Advantage, a&nbsp;separately administered membership programme that includes discounts on selected&nbsp;grocery essentials from participating retailers, together with qualifying lifestyle benefits.&nbsp;<\/p>\n\n\n\n<p>Prime Advantage members can access discounts on <strong>100 <\/strong>selected grocery essentials from Shoprite, Checkers, Pick n Pay and Dis-Chem, together with qualifying lifestyle&nbsp;benefits. These include potential grocery savings of up to <strong>R4,500 <\/strong>per month on selected&nbsp;items and <strong>15% off <\/strong>on two Bolt rides per month*.&nbsp;<\/p>\n\n\n\n<p>These benefits are designed to support expenses already present in a household budget rather than encourage additional spending. <\/p>\n\n\n\n<p>Savings on everyday necessities can help&nbsp;create more room for other unavoidable expenses, including transport costs.&nbsp;<\/p>\n\n\n\n<p>The objective is not to reduce petrol costs directly, but to help create savings elsewhere&nbsp;in the household budget. <\/p>\n\n\n\n<p>For families managing multiple monthly expenses, savings on everyday essentials can help offset pressure created by rising transport costs.&nbsp;<\/p>\n\n\n\n<p>Similarly, greater cost certainty can be valuable in other areas of car ownership. <\/p>\n\n\n\n<p>With Prime Comprehensive car insurance, premiums remain fixed for 24 months when the&nbsp;policyholder remains claim-free and no material policy, car, cover or risk-profile changes&nbsp;occur. <\/p>\n\n\n\n<p>Policyholders who select the reducing basic excess option can also see their&nbsp;excess reduce over time, subject to policy terms and conditions.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/prime.co.za\/prime-advantage-rewards\/?ref=BTEA0801\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-4-1-1024x576.png\" alt=\"\" class=\"wp-image-872015\" srcset=\"https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-4-1-1024x576.png 1024w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-4-1-300x169.png 300w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-4-1-768x432.png 768w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-4-1-1536x864.png 1536w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/08\/Image-4-1.png 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Start with the kilometres&nbsp;<\/h2>\n\n\n\n<p>When assessing the true cost of car ownership, the best place to start is often the distance driven each month.&nbsp;<\/p>\n\n\n\n<p>Add together the daily commute, school runs, shopping trips, family commitments and&nbsp;weekend travel. Then calculate petrol consumption using realistic driving conditions and current petrol prices.&nbsp;<\/p>\n\n\n\n<p>Many motorists are surprised by the result.&nbsp;<\/p>\n\n\n\n<p>For growing numbers of South African households, petrol already costs several thousand&nbsp;rand each month before insurance, maintenance or car finance instalments are considered.&nbsp;<\/p>\n\n\n\n<p>Understanding that number can influence everything from car choice to commuting habits and household budgeting. <\/p>\n\n\n\n<p>In an environment where costs continue to rise, knowing what a kilometre really costs you may be more important than ever.<\/p>\n\n\n\n<p><a href=\"https:\/\/prime.co.za\/prime-advantage-rewards\/?ref=BTEA0801\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Click here to learn more about Prime South Africa<\/strong><\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Disclaimer&nbsp;<\/h2>\n\n\n\n<p>This article provides general information about petrol and car ownership costs in South Africa. <\/p>\n\n\n\n<p>Actual costs depend on petrol prices, driving habits, travel distance and the car&nbsp;selected. <\/p>\n\n\n\n<p>Insurance benefits underwritten by Santam Structured Insurance Ltd, a licensed non-life insurer and authorised FSP 1027. <\/p>\n\n\n\n<p>Prime South Africa is an authorised FSP 41040. Prime Advantage is a non-insurance benefit and administered by Advantage Rewards. <\/p>\n\n\n\n<p>Savings based on monthly reward allowance. <\/p>\n\n\n\n<p>T&amp;C\u2019s apply.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For many South African households, petrol is no\u00a0longer a minor motoring expense. It has become one of the largest monthly costs\u00a0associated with owning a car.\u00a0<\/p>\n","protected":false},"author":57,"featured_media":872014,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sma_x_autopost_status":"posted","_sma_x_autopost_error":"","_sma_x_post_id":"2092534022064714229","_sma_facebook_post_id":"191437357620492_2187051805448552","_sma_instagram_post_id":"","_sma_x_attempts":1,"footnotes":""},"categories":[10459],"tags":[26289],"class_list":["post-872004","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-news","tag-prime-south-africa"],"_links":{"self":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/872004","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/users\/57"}],"replies":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/comments?post=872004"}],"version-history":[{"count":7,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/872004\/revisions"}],"predecessor-version":[{"id":872134,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/872004\/revisions\/872134"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media\/872014"}],"wp:attachment":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media?parent=872004"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/categories?post=872004"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/tags?post=872004"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}