In this Business Talk with Michael Avery interview, Dr Hardy Ncube unpacks the importance and value of embedded insurance.<\/p>\n\n\n\n
Ncube is the Head of Personal Lines Insurance at Standard Insurance Limited.<\/p>\n\n\n\n
In this role, he leads the design and delivery of innovative insurance solutions that meet the evolving needs of individual clients across South Africa.<\/p>\n\n\n\n
He does this by leveraging his background in actuarial science, insurance, and financial services, as well as his experience from a career spanning over 20 years.<\/p>\n\n\n\n
Ncube has championed initiatives that expand insurance access to underserved communities, while also enhancing product relevance through behavioural analytics and predictive modelling.<\/p>\n\n\n\n
In this Business Talk interview, Ncube explains what embedded insurance is, and why it is such an important part of the industry\u2019s future.<\/p>\n\n\n\n
He reveals why Standard Bank Insurance has a competitive advantage in this space, as well as the importance of trust as embedded insurance becomes more prominent.<\/p>\n\n\n\n
Ncube then explains how Standard Bank Insurance ensures customers remain informed even as insurance becomes more convenient, before revealing whether embedded insurance threatens the role of financial advisers and brokers.<\/p>\n\n\n\n
He unpacks why financial advisers should consider Standard Bank Insurance when assisting their clients, and predicts the future changes in the insurance industry over the next five years.<\/p>\n\n\n\n
Ncube concludes the interview by providing one key message he wants viewers to take away from the discussion.<\/p>\n\n\n\n
Watch the full interview with Dr Hardy Ncube, below.<\/p>\n\n\n\n