\u201cWe have a product that we know is going to change the way anybody captures anything going forward \u2013 which is no capture,\u201d said MortgageMarket Founder and CEO Tim Akinnusi.<\/p>\n\n\n\n
\u201c40 minutes of friction gone in less than two minutes \u2013 just verify the info.\u201d<\/p>\n\n\n\n ZeroCapture processes a wide range of documents involved in the mortgage origination process.<\/p>\n\n\n\n This includes identity documents, passports, payslips, bank statements, and offers to purchase, reducing the need for manual data entry, retyping, and copying information between systems.<\/p>\n\n\n\n MortgageMarket said the solution cuts data capture from around 40 minutes to approximately two minutes, with users able to verify the extracted information before submitting an application to participating banks.<\/p>\n\n\n\n Every minute saved gives originators more time to spend on closing deals.<\/p>\n\n\n\n \u201cIt’s eliminating the biggest pain point as an originator… this mindless idea of transferring of data, which adds no value,\u201d said Akinnusi.<\/p>\n\n\n\n Akinnusi revealed that this is just the first step in a larger plan for MortgageMarket to continue using AI to simplify the mortgage application process in South Africa for everyone involved, from customers to banks.<\/p>\n\n\n\n ZeroCapture is already live on the MortgageMarket platform and is available across its customer and white-label ecosystems.<\/p>\n\n\n\n MortgageMarket works with Standard Bank, FNB, Absa, Nedbank, Investec, and RMB.<\/p>\n\n\n\n This makes MortgageMarket the first mortgage originator in 25 years to secure direct contracts with all of South Africa\u2019s major banks.<\/p>\n\n\n\n It also offers a white-label version of its home loan platform through several major technology partners, including Vodacom, MTN, Takealot, and EasyEquities (through Easy Mortgages).<\/p>\n\n\n\n Its partner ecosystem extends to real estate agencies, too, with Vered and Engel and Volkers running their own in-house origination units.<\/p>\n\n\n\n MortgageMarket currently connects customers with the seven major banking institutions through a single online application, with SA Home Loans also available through the platform.<\/p>\n\n\n\n It has originated more than 8,000 home loans since launching and paid more than R6 million in cashback to customers.<\/p>\n\n\n\n The company continues to expand its technology across the property finance ecosystem, with its platform designed to improve access to multiple banks through a single digital application.<\/p>\n\n\n\n Click here to learn more about MortgageMarket.<\/strong><\/a><\/p>\n\n\n\n![\"\"](\"https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2026\/09\/MM-4-1024x576.jpg\")
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