{"id":89980,"date":"2015-06-07T23:54:57","date_gmt":"2015-06-07T21:54:57","guid":{"rendered":"http:\/\/businesstech.co.za\/news\/?p=89980"},"modified":"2015-06-07T22:06:12","modified_gmt":"2015-06-07T20:06:12","slug":"top-5-most-exclusive-credit-cards-in-the-world","status":"publish","type":"post","link":"https:\/\/businesstech.co.za\/news\/banking\/89980\/top-5-most-exclusive-credit-cards-in-the-world\/","title":{"rendered":"Top 5 most exclusive credit cards in the world"},"content":{"rendered":"<p>Officially called the American Express Centurion card, the \u201cblack card\u201d &#8211; named so due to its colour &#8211;\u00a0 is regarded as the most exclusive credit card in the world.<\/p>\n<p>The competition however, comes from &#8216;companion cards&#8217; made of solid gold and embedded with diamonds, while others try and lure the mega-rich with access to a fleet of private jets.<\/p>\n<p>Confused.com, a British price comparison website, has compiled a list of the <a href=\"http:\/\/www.confused.com\/credit-cards\/articles\/credit-cards-for-the-super-rich?utm_medium=social&amp;utm_source=twitter&amp;utm_campaign=id_csp_aj_3163+5+mega-rich+credit+cards+you+could+only+dream+of+owning&amp;utm_content=organic\" target=\"_blank\">top 5 most elite credit cards<\/a> on the market.<\/p>\n<h3 class=\"my-4\">1. AMEX Centurion<\/h3>\n<div id=\"attachment_90012\" style=\"width: 610px\" class=\"wp-caption aligncenter\"><a  data-lightbox=\"post-image\" href=\"http:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/AMEX-Centurion.png\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-90012\" class=\"size-full wp-image-90012\" src=\"http:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/AMEX-Centurion.png\" alt=\"AMEX Centurion\" width=\"600\" height=\"400\" \/><\/a><p id=\"caption-attachment-90012\" class=\"wp-caption-text\">AMEX Centurion<\/p><\/div>\n<p>The Amex Centurion card was introduced in 1999 to customers who meet American Express\u2019 eligibility criteria.<\/p>\n<p>What began as a rumour and myth American Express turned\u00a0 into reality, by creating an all-black titanium card to serve the needs of its super rich customers, by invitation only.<\/p>\n<p>The card requires a $7,500 initiation fee, as well as a yearly account fee of $2,500, while it is reported that customers must be willing to spend around $250,000 a year.<\/p>\n<p>Card holders perks include travel benefits in the form of airline and hotel upgrades and access to airport lounges. It also provides access to a 24-hour concierge service and VIP access to exclusive events.<\/p>\n<h3 class=\"my-4\">2. JP Morgan Palladium<\/h3>\n<div id=\"attachment_90010\" style=\"width: 610px\" class=\"wp-caption aligncenter\"><a  data-lightbox=\"post-image\" href=\"http:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/JP-Morgan-Palladium.png\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-90010\" class=\"size-full wp-image-90010\" src=\"http:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/JP-Morgan-Palladium.png\" alt=\"JP Morgan Palladium\" width=\"600\" height=\"400\" srcset=\"https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/JP-Morgan-Palladium.png 600w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/JP-Morgan-Palladium-300x200.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/a><p id=\"caption-attachment-90010\" class=\"wp-caption-text\">JP Morgan Palladium<\/p><\/div>\n<p>The standout feature of this credit card is that its made out of palladium and 24K gold and laser engraved with cardholder information.<\/p>\n<p>The JP Morgan Chase Palladium Card has an annual fee of only $595, however, the rewards are the real attraction.<\/p>\n<p>Perks include complimentary access to a fleet of private jets, a concierge, while its <a href=\"http:\/\/creditcardforum.com\/blog\/jp-morgan-palladium-card-benefits\/\" target=\"_blank\">&#8216;Ultimate Rewards program&#8217;<\/a> allows to two points per dollar spent on travel, along with a of 35,000 additional points for clients who spend $100,000 annually.<\/p>\n<h3 class=\"my-4\">3. Dubai First Royale card<\/h3>\n<div id=\"attachment_90008\" style=\"width: 610px\" class=\"wp-caption aligncenter\"><a  data-lightbox=\"post-image\" href=\"http:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/Dubai-First-Royal.png\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-90008\" class=\"size-full wp-image-90008\" src=\"http:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/Dubai-First-Royal.png\" alt=\"Dubai First Royal\" width=\"600\" height=\"400\" srcset=\"https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/Dubai-First-Royal.png 600w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/Dubai-First-Royal-300x200.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/a><p id=\"caption-attachment-90008\" class=\"wp-caption-text\">Dubai First Royal<\/p><\/div>\n<p>Royale Card is the region\u2019s first diamond-embedded World MasterCard, and is available by invitation only, &#8220;and is bespoke for a select group of people representing royalty and the upper echelons of the social and business community&#8221;.<\/p>\n<p>Set on a black background is a white .235-carat solitaire diamond, two of the card&#8217;s edges are also trimmed with gold.<\/p>\n<p>Benefits include round-the-clock \u201clifestyle managers\u201d and Ibrahim al Ansari, <a href=\"http:\/\/www.therichest.com\/luxury\/most-expensive\/top-10-most-exclusive-credit-cards-in-the-world\/?view=all\" target=\"_blank\">Dubai First CEO said<\/a>: \u201cYou ask for the moon and we try and get it.\u201d<\/p>\n<h3 class=\"my-4\">4. Coutts &amp; Co. World Card<\/h3>\n<div id=\"attachment_90004\" style=\"width: 610px\" class=\"wp-caption aligncenter\"><a  data-lightbox=\"post-image\" href=\"http:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/Coutts-world-card.png\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-90004\" class=\"size-full wp-image-90004\" src=\"http:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/Coutts-world-card.png\" alt=\"Coutts World Card\" width=\"600\" height=\"400\" srcset=\"https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/Coutts-world-card.png 600w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/Coutts-world-card-300x200.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/a><p id=\"caption-attachment-90004\" class=\"wp-caption-text\">Coutts World Card<\/p><\/div>\n<p>As few as 100 people are estimated to own one of these credit cards with the bank also known as the \u201cQueen\u2019s Bank\u201d as it is believed to be the bankers to the British Royal Family.\u00a0 An ATM is in the basement of Buckingham Palace for use by the Royal Family and Household.<\/p>\n<p>A client would need \u00a3800,000 ($1.2 million) in disposable cash to own a credit card, but it comes with a 24\/7 concierge service, and access to private shopping at designer stores.<\/p>\n<h3 class=\"my-4\">5. Sberbank Visa Infinite Gold Card<\/h3>\n<div id=\"attachment_90006\" style=\"width: 610px\" class=\"wp-caption aligncenter\"><a  data-lightbox=\"post-image\" href=\"http:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/Sberbank-Visa-Infinite-Gold-Card.png\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-90006\" class=\"size-full wp-image-90006\" src=\"http:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/Sberbank-Visa-Infinite-Gold-Card.png\" alt=\"Sberbank Visa Infinite Gold Card\" width=\"600\" height=\"400\" srcset=\"https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/Sberbank-Visa-Infinite-Gold-Card.png 600w, https:\/\/businesstech.co.za\/news\/wp-content\/uploads\/2015\/06\/Sberbank-Visa-Infinite-Gold-Card-300x200.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/a><p id=\"caption-attachment-90006\" class=\"wp-caption-text\">Sberbank Visa Infinite Gold Card<\/p><\/div>\n<p>The limited edition Visa Infinite companion card is made of solid gold and embedded with 26 diamonds, totaling 0.17 carats, and mother-of-pearl, with a brushed gold finish.<\/p>\n<p>The credit card originates from Sberbank-Kazakhstan, a Kazakhstani bank, and provides cardholders with access to a \u201cSberbank First\u201d personal manager, preferential treatment at some of the world&#8217;s best golf course, luxury vacation getaways, and fast-track immigration at more than 280 airports worldwide.<\/p>\n<p>It is reported to cost $100,000 to acquire the credit card: $65,000 of which is for the card itself, while the remaining $35,000 is put towards the client&#8217;s opening balance.<\/p>\n<h3 class=\"my-4\">Nedbank Centurion Card<\/h3>\n<p>Issued by Nedbank Private Wealth, Centurion is now available by invitation only or upon appointment to a select group of individuals in South Africa.<\/p>\n<p>The Centurion Card is made of titanium, one of the world\u2019s most precious metals. After being heated to a temperature of 1 688\u00b0C, the metal is carefully handcrafted and emblazoned with the Member\u2019s name in individually set lettering \u2013 making it the only one of its kind.<\/p>\n<p>See other elite cards in SA <a href=\"http:\/\/businesstech.co.za\/news\/banking\/44333\/south-africas-black-card\/\" target=\"_blank\">here <\/a><\/p>\n<h3 class=\"my-4\">More on credit cards in SA<\/h3>\n<p><strong><a title=\"Permalink to Nedbank launches Black Card for super-elites\" href=\"http:\/\/businesstech.co.za\/news\/banking\/50719\/nedbank-launches-black-card-for-super-elites\/\" rel=\"bookmark\">Nedbank launches Black Card for super-elites<\/a><\/strong><\/p>\n<p><strong><a title=\"Permalink to South Africa\u2019s \u2018black card\u2019\" href=\"http:\/\/businesstech.co.za\/news\/banking\/44333\/south-africas-black-card\/\" rel=\"bookmark\">South Africa\u2019s \u2018black card\u2019<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The American Express Centurion card is regarded as the most exclusive credit card in the world.<\/p>\n","protected":false},"author":10,"featured_media":44335,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[961],"tags":[1567,9972,4576,26,4202,1799,9974],"class_list":["post-89980","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","tag-american-express","tag-coutts-co","tag-credit-card","tag-headline","tag-jp-morgan","tag-nedbank","tag-sberbank"],"_links":{"self":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/89980","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/comments?post=89980"}],"version-history":[{"count":12,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/89980\/revisions"}],"predecessor-version":[{"id":90014,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/posts\/89980\/revisions\/90014"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media\/44335"}],"wp:attachment":[{"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/media?parent=89980"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/categories?post=89980"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businesstech.co.za\/news\/wp-json\/wp\/v2\/tags?post=89980"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}