Presented by OUTsurance

Is your business geared for the festive period?

With the country on Lockdown Level 1 and with encouraging news on the COVID-19 vaccine uptake, various industries could look forward to a busy festive season.

While many industries were hit hard by the pandemic, a promising festive season can be expected to cushion the blow (at least partially).

The end of year period could see most businesses reconcile the loss of revenue experienced throughout the year, after months of fluctuant operations, regulations and restrictions.

If you own a business in the hospitality and retail sector, this is the perfect time to drive more feet into your business.

As you gear up for the peak season, is your business insurer geared with you?

Business OUTsurance helps you prepare for the unexpected

Having more traffic in your establishment means being susceptible to more risks.

At OUTsurance, we understand this. That’s why we go all out to understand your potential business risks, and provide fit-for-purpose insurance solutions to help protect your business against the inevitable.

We take care of the ‘what ifs’, so you can focus on providing great experiences for your customers.

Take a look at our cover options:

  • Commercial Property cover

Commercial Property cover protects your physical shop, restaurant or hotel against unforeseen losses as a result of fire, storm, explosion, theft or malicious damage.

  • Public Liability cover

Our Public Liability cover insures your business for instances where a customer is injured (slip and falls) and food and drink poisoning occurs on your premises.

  • Property of Guests cover

Property of Guests cover ensures you’re protected if customers hold you liable for damage to their property, as a result of fire, theft or accidental damage.

  • Personal accident cover

Your business is nothing without the people who are involved. Personal Accident covers all employees within your business and pays out in the case of death and bodily injuries.

  • Bilking cover

Our Bilking cover protects you when your customers leave without paying their bills. It can even cover the money you keep during business hours, after business hours and in-transit.

  • Contents cover

Contents cover ensures that non-electronic contents in your business premises can be covered against fire, lightning, explosion, storm, wind, water, hail, snow, theft and accidental damage.

  • Stock cover

Our Stock cover ensures you can cover your stock against fire, lightning, explosion, storm, wind, water, hail, snow and theft, as well as deterioration of stock.

  • Electronic Equipment

With our Electronic Equipment cover, all computers, DSTV, CCTV, sound systems, telephone systems and televisions used in your establishment can be covered.

  • Glass insurance

Our Glass insurance provides the cover you need to fix damage to internal and external glass and building signage, damage to shopfronts, frames, window displays, as well as the cost of removal and reinstallation of fixtures for glass replacement.

  • Vehicle and Passenger Liability cover

Our Vehicle and Passenger Liability cover insures your business vehicles and the transporting of your guests.

Business OUTsurance gives you complete peace of mind

Even during the holiday period, having OUTsurance as an insurer means you have someone by your side to take care of your emergency office and roadside needs, 24/7, 365.

So, if there’s a plumbing or electrical issue, or one of your drivers is stuck on the side of the road, the OUTsurance [email protected] service will help you sort it out in no time.

For industry-specific insurance that helps your business respond to the unpredictable, fill in the form below and a Business OUTsurance consultant will call you back.

OUTsurance is a licensed insurer and FSP. Ts, Cs and limits apply.

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Is your business geared for the festive period?