Most popular bank accounts in SA

According to ratings from, Capitec’s Global One account ranks as the top banking account available from South Africa’s big banks. is a financial product comparison website with over 214,000 registered subscribers. The ratings for the listed bank accounts were based on user reviews from close to 6,000 account holders.

It’s important to note that the rankings are based on average scores based off of a varying amount of user reviews per bank and per account.

When ranking the bankings by their overall product reviews, Capitec comes out on top with its only account – Global One Gold – keeping it consistent at 4.3 out of a 5-star rating. FNB takes second spot at 3.7 out of 5, while Absa sits at the bottom of the rankings with 3.2.

Bank Overall rating Reviews
Capitec 4.3 362
FNB 3.7 1460
Nedbank 3.6 801
Standard Bank 3.3 1685
Absa 3.2 1610

While looking at the most popular bank accounts ranked by ThinkMoney’s users, Capitec’s Global One account is listed as the top-ranked account, scoring 4.5 on a 5-star rating.

FNB’s Easy account took second spot with an average score of 4.2, while FNB’s Gold Cheque account and Nedbank’s Savvy Electronic accounts also ranked highly, scoring 4.1, each.

The least popular account amongst account holders is Absa’s Gold and Silver Current accounts, which scored 2.8 and 2.9, respectively.

Account Rating
Capitec Global One Gold 4.5
FNB Easy Account 4.2
FNB Gold Cheque Account 4.1
Nedbank Savvy Electronic Account 4.1
FNB Platinum Cheque Account 4.0
FNB Smart Cheque Account 3.8
FNB Smart Account 3.7
Nedbank Savvy Gold Account 3.5
Nedbank Everyday Current Account 3.5
Nedbank TransactionPlus Account 3.5
Standard Bank Classic Current Account 3.2
Standard Bank E-Plan Savings Account 3.2
Standard Bank Elite Current Account 3.2
Standard Bank PlusPlan Account 3.2
Absa Flexi Account 3.2
Absa Platinum Current Account 3.2
Nedbank Current Account 3.1
Absa Active Save Account 3.1
Absa Current Account 3.1
Absa Silver Current Account 2.9
Absa Gold Current Account 2.8

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Most popular bank accounts in SA