Personalised cover that’s made for your business – Introducing SmartSME
When you have a start-up or a small business, there’s nothing else quite like it.
Your business is more than just your work – it’s your baby. You’re working after hours and weekends to see your business grow.
But you also know that small businesses can be fragile.
The right insurance package will help your business weather unexpected crises and come out stronger.
Introducing SmartSME: cover that’s affordable and hassle-free.
SmartSME is a tailored business insurance solution designed to support small to medium-sized businesses with comprehensive cover, tools, and expert guidance.
It’s affordable, flexible, and hassle-free insurance that’s personalised for your business, with essential cover and valuable support services.
Get expert guidance on legal issues, property, emergency assistance, and more, to keep your business running smoothly.
This is because we understand that no two businesses are the same, and each has unique circumstances and challenges.
The benefits:
- Comprehensive protection
- Extra support with Santam Business Assist
- Emergency services
- Risk mitigation
- No-frills, hassle-free cover that’s built for your business
- Personalised for your circumstances
Thinking ahead for business resilience
SmartSME covers key risks that could disrupt your business, including employee injury, property damage, theft, liability, and more, while helping you to manage your risk and reduce your exposure.
Business Assist gives you practical tools for day-to-day operations and expert guidance to grow your business at the pace you’re comfortable with.
And, of course, emergency services like roadside assistance will give you peace of mind.
Six categories of coverage
SmartSME has six clear categories for coverage so that you can make informed decisions about your business needs.
- Your People, so that you can protect employees from work-related injuries.
- Your Property to protect your business premises, equipment, and inventory from fire, theft, and natural disasters.
- Your Money to safeguard your cash flow and protect revenue, rent, and wages.
- Your Vehicles are protected against accidents, theft, and liabilities.
- Your Legal Cover to help you navigate legal disputes.
- Value-Added Services such as Business Assist, roadside assistance, and more.
Qualifying criteria:
- Not more than R5 million worth of property, such as buildings, contents, and stock
- Five or fewer vehicles
Let’s get your business covered!
At Santam, we believe insurance should be tailored to your needs, rather than the other way around.
Take the next step in your business, and choose a partner that wants to see you thrive and has the knowledge and expertise to help you manage risks and plan ahead.
Get a comparative online insurance quote tailored specifically for your business today.
An advisor will contact you to finalise your quote based on your unique needs.
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