Investing – A medical approach
South Africa boasts a robust financial service landscape, drawing many of its benchmarks from the United Kingdom and other developed economies. As a result, it is a highly regulated industry, with a strong emphasis on qualified, honest, and ethical financial advice and investment management.
This is critical in ensuring that clients receive the necessary support to make informed investment decisions and experience a smooth investment journey.
Integrity is central to Everest Wealth’s vision, which is why investors seeking trustworthy guidance turn to us. These principles are built on the fiduciary responsibility of financial advisors and investment managers, who are entrusted with overseeing their clients’ funds responsibly.
Our structure and products emphasise accessibility to specialist advisors and product specialists when needed, reinforcing our commitment to providing sound advice.
This commitment is further exemplified by how portfolio-driven managers, such as Everest Wealth, distinguish themselves from collective investment scheme managers by prioritising personalised, equity-focused, and alternative investment solutions.
Consultation – Identifying and Analysing a Need
With the vast array of investment options available expert financial advice is essential. Clients may recognise a need, but the complex factors influencing that need, the optimal approach to achieving it, and the impact on their overall financial well-being requires professional guidance. Advisors must assess and navigate these complexities to provide sound advice.
Consider this analogy: If I have a cold, I know I need to see a doctor. My doctor will diagnose my symptoms and recommend the best treatment. However, Dr. Google might offer a completely different – and often misleading – set of information. Similarly, clients must understand that while information is widely available, only qualified financial advisors can correctly interpret, understand, and apply it to make appropriate investment recommendations.
Thus, should we self-diagnose or seek specialist treatment? We are the specialists—the experts who provide the necessary guidance.
Diagnosis – Specialised Investment Knowledge and Experience
Not all clients are the same, even if they share similar needs. While clients may have specific attitudes toward investment (appetite and tolerance), they often overlook the level of risk required to meet their needs (risk required). Everest Wealth, like, most investment managers, clearly communicates the risks involved in its investment solutions. However, it bridges the gap between perceived risk and managed risk by focusing on the client’s overall investment journey, prioritising stable returns over top-performing ones.
Treatment – Investing with an Investment Manager
An investment manager designs solutions with clearly defined risks, objectives, terms and outcomes. Clients, who rely on these solutions to meet their needs, entrust the manager to execute the investment mandate to the best of their ability.
For equity portfolio managers like Everest Wealth, this includes building an investment portfolio that meets the mandate’s objectives, including analysing economic trends, equity markets, and both listed and unlisted company data.
With a focus on private equity, Everest Wealth capitalises on the differences between listed and unlisted equities. Private assets, unlike listed ones, are less influenced by market sentiment and can focus more directly on core components such as profit, cash flow, and value, rather than being by market fluctuations. Although listed equities provide public financial information, private assets offer far more engagement with investee companies, enabling a deeper understanding of their operations, strategies, and trends. This qualitative information allows investment managers to mitigate the risks more effectively.
Prognosis – Reporting, Engagement, and Maturity
Everest Wealth has been entrusted with client capital for over five years and takes its fiduciary responsibility seriously, exceeding financial regulations. The company ensures that investments deliver profitability, cash flow, and value aligned with client mandates.
As a leading equity and traditional investment manager, Everest Wealth provides clients with clear, concise, and qualified information, ensuring a comprehensive understanding of their investment journey. The firm has identified private equity as a key area for success, supported by reports from August indicating that its structures are well-positioned to declare dividends.
While private equity can be perceived as disreputable, Everest Wealth demonstrates that private sector investments can thrive. Our track record proves that private equity should be part of any income portfolio, especially in uncertain times, highlighting our commitment to transparency and success over failures.
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