How you can check your credit score from any cellphone in SA
TransUnion has launched a new USSD channel offering, allowing South Africans to access their credit score and information from any cellphone, even those that do not have mobile data or smartphone capabilities.
According to the company, the TransUnion credit USSD service is a first of its kind in South Africa to give non-smartphone users access to credit information.
To access the USSD service, one needs to dial *120*8801#.
From there, you can register for the new product by verifying basic consumer information, which is secured through validation of your cellphone number.
Once registered, you will have access to their TransUnion Consumer Credit Score through a SMS short code number.
A registered user can also access their credit summary information, such as the number of defaults, judgments, enquiries and late payments contained in their credit report.
Should users have a question regarding their score or summary data provided, they can access their full detailed credit report. Users are entitled to one free credit report once every 12 months.
“Our goal is to help all South Africans understand and manage their credit so they can take control of their financial health,” said Garnet Jensen, senior director for TransUnion South Africa.
“The new USSD offering makes it quick and convenient for consumers to keep track of and manage their credit health, make informed financial decisions and better prepare for conversations with credit providers during their credit applications processes.”